It’s never too early to start planning for your retirement. While the task may seem daunting, it’s important to make sure you have enough set aside for your golden years. It’s something that many Americans are struggling with. According to the Federal Reserve, 26% of nonretirees say they have nothing saved for retirement. Here are the […]
You can get paid to shop on Thursday — if you play your credit cards right. Online shoppers who browse deals through RetailMeNot’s discount and coupon code site during this 24-hour window can get generous cash back offers that are double or triple those of many rewards credit cards. RetailMeNot has dubbed this Cash Back Day, […]
On a recent weeknight, Dahlia and Adam Brown came home to their spacious Colonial on a quiet cul-de-sac in Marietta, Ga. The Browns both work demanding jobs and have two young sons. They bought the house in June using Knock, a company that’s trying to revolutionize the real-estate industry with a “home trade-in platform” making […]
The IRS has raised the limits for how much you can put away in your retirement accounts in 2020. Next year, you will be able to save up to $19,500 in your 401(k), up from $19,000 in 2019. That same limit also applies to 403(b), the government Thrift Savings Plan and most 457 plans (which […]
Early retirement is a dream shared by many but achieved by few. In fact, although half of U.S. workers say they’d like to retire by age 60, according to a survey from TD Ameritrade, only a third expect to be able to do so. Retirement is expensive enough as it is, so if you want […]
The “fattest state” in the country also sounds like a pretty great place to go out to pasture, if getting the biggest bang for your retirement buck is the priority. According to BLS data cited by cost-estimating website HowMuch.net, Mississippi, at $617,661 in savings needed, is the most affordable state to spend your golden years. The average […]
To identify thieves, a recycling bin, a mailbox, a parked car or a lonely purse left behind on a church pew are like all-you-can-steal buffets. Names, addresses and ID numbers are right there for the taking. I’ve seen it all, and believe me: They do get taken. For more than 45 years, I’ve worked with the FBI, along […]
America’s personal financial meltdown has begun — and it’s playing out in the doctor’s office. The record debt US consumers are ratcheting up is propelling a rise in mental illness and widespread emotional distress, according to experts. Family fights over missed credit card payments and millennial tears over student loan obligations are sharpening the pain. […]
FINDING THE BEST DEALS can often feel daunting, with fluctuating prices and pressure to secure discounts before they’re gone. And with the holidays upon us, it can often be an advantageous time to secure deeply discounted products. However, in many cases, it may pay to wait until other times of the year to capitalize on […]
Americans have a complicated relationship with cars. Aside from buying a home, a car is probably the second-most expensive purchase you will ever make in your life. After more than 10 years of writing about money on my personal finance website, Financial Samurai, I’ve found that being too fixated on the advertised price of a car is […]
America’s personal financial meltdown has begun — and it’s playing out in the doctor’s office. The record debt US consumers are ratcheting up is propelling a rise in mental illness and widespread emotional distress, according to experts. Family fights over missed credit card payments and millennial tears over student loan obligations are sharpening the pain. […]
For many Americans, taking Social Security benefits at 62 is less of a choice and more of a necessity. A huge fraction of Social Security participants rely on the program for the majority of their income, and for some, their Social Security check is just about the only income they can count on month in and month […]
