Is a Traditional 401(k) or a Roth 401(k) Better for Retirement?

If you’ve ever read your company’s retirement plan document, it’s likely you’ve come across a variety of retirement account options. The real question, however, is if you’ve taken the time to truly understand the implications of funding these different accounts. The most well-known employer-sponsored retirement account is simply tabbed a “401(k),” but there are major differences […]

5 Simple Steps to Prepare Your Holiday Budget

Whether you want to admit or not, the holidays are fast approaching and planning ahead is key to managing your money, so that you don’t overextend yourself or go into debt. Last year, the average American spent $882.45 on Christmas gifts, food, decorations, travel, and other miscellaneous holiday-related expenses, according to the 2019 Christmas Spending Statistics from personal finance analysts The Ascent. Meanwhile, […]