What Is a Payday Loan?

Payday Loan Definition A payday loan is a type of short-term unsecured personal loan, generally of $500 or less, and typically due on your next payday. The loan amount is based on your income, and you need an active bank account, a valid ID, and proof of income (pay stub) to qualify. Payday loans are […]

Could Bitcoin Help You Retire Early?

While Bitcoin offers tremendous upside potential, it also comes with several major risks that limit its effectiveness for long-term retirement savings. Cryptocurrencies such as Bitcoin (BTC 2.65%) have the potential to completely redefine the way individual investors think about retirement. This is due to one simple reason: Bitcoin has the proven ability to deliver the type of sky-high, stratospheric returns that […]

The Secret For Women to Make Retirement Income Last? Get a Financial Advisor

Women struggle to make their retirement funds last, according to a recent study from Alliance for Lifetime Income (ALI), an insurance and investment group, that produced a “State of Women 2022” report with HerMoney.com. That’s because their earnings are hamstrung by the persistent wage gap and the burdens of taking on more family responsibilities. There are ways […]

If you’re ‘unretiring,’ review your Social Security benefits. There’s a ‘surprise that people want to avoid’

A combination of high inflation and plentiful job openings may tempt some retirees into rejoining the workforce. But if you’re thinking about working, either part time or full time, and you’re already collecting Social Security retirement benefits, there are a few things you may want to know first. Social Security beneficiaries who go back to […]