In August 2025, President Trump signed an executive order aimed at allowing 401(k) account holders to invest in private equity assets. This means that American workers may be able to invest in companies that are not publicly traded on the stock market, such as private real estate investments (1). Supporters of the change say it’s […]
In recent years, AI platforms have shifted from being a new and unexplored technology to an everyday tool for most Americans. Whether you need a quick recipe based on the ingredients in your cabinet, a workout plan, or ideas for date night, the answers can be generated in seconds right from a smartphone. Many are […]
When was the last time you walked into a physical branch of your bank? If you can’t remember how long ago it was, it might be time to switch to online banking. However, without a branch to visit, it’s natural to wonder whether your money is really as safe online as it is at a […]
Artificial intelligence, or AI, has been making waves, especially with the launch of widely accessible AI chatbots like ChatGPT. In simple terms, AI is when a computer is able to analyze algorithms, learn from them, and perform tasks in real time. And whether or not you realize it, AI is integrated into many areas of […]
Think about all of the information your bank has about you and your finances. When you open a bank account, you’re trusting that financial institution with your money, as well as sensitive information such as your address, employment and income information, date of birth, Social Security number, and more. In the wrong hands, this kind […]
Saving money by shrinking your tax bill feels great, and it all starts with knowing how to use tax deductions and tax credits to your advantage. Before you file your return, make sure you understand how each one works and why they both reduce your tax burden — just in different ways. What is a […]
Student debt is weighing down many borrowers’ budgets, forcing them to choose between paying down their loans and saving more for retirement. People with student debt are less likely to feel confident they will be able to save enough to support themselves in retirement, according to Fidelity. The average worker had a 401(k) balance of […]
Exchange traded funds (ETFs) can be a cornerstone of retirement investing, especially for retirees seeking reliable income sources. Instead of chasing fast wealth, priorities will include solid yield, growth potential, and safety through diversification. Among the best-known fund managers currently offering high-yield ETFs suitable for retirees is Vanguard. Indeed, there’s a wide selection of Vanguard […]
According to the National Energy Assistance Directors’ Association (NEADA), American households were expected to spend $995 on heating this winter, up $84 from the previous year. The report also estimated that one in six American households was already behind on their utility bills, owing a combined amount of $23 billion. The harsh reality is that there isn’t […]
Putting money in a savings account is a smart way to prepare for financial emergencies and save for the future. Even better, savings accounts pay interest on your balance, helping your money to grow faster. If you’ve saved up $10,000, congratulations: That’s an impressive sum. The next step is choosing a savings account that pays […]
Americans say you need $2.3 million to be wealthy and $839,000 to be “financially comfortable,” according to Schwab’s 2025 Modern Wealth Survey. But that number measures aspiration, not financial health. Wealth isn’t just income. Net worth, debt load, retirement savings, and financial flexibility all shape how secure you actually are. Top Income Brackets in the […]
First comes love, then marriage, and then separate bank accounts. The days of “what’s yours is mine” may be behind us as more and more couples move toward keeping their personal finances personal. According to data from the U.S. Census Bureau’s Survey of Income and Program Participation, the share of couples without any joint bank […]
