You might think it takes a lot of luck to achieve financial security and a comfortable lifestyle, but luck is only an opportunity, not an end in itself. Even lottery winners quite often end up broke within a few years. In most circumstances, the state of your finances is the total of your attitude to […]
Are you ready to face up to your financial responsibilities at the beginning of a new year? You probably haven’t given it much thought, but it is likely, if you’re the average South African consumer, that you found 2017 hard going on your finances. Not only did the past year see living costs rise, but […]
Traditionally, smoothed investments have been the domain of the major life assurance companies. But now innovative kid on the block Sygnia has launched one. Smoothed-bonus funds, as they are widely known, are suitable for investors with a low appetite for market volatility and who want to preserve their capital, perhaps because they are nearing retirement. […]
If you are faced with the opportunity to buy an already established business, there are many things that you need to consider, and questions that need asking, before you sign on the dotted line. This is the view of Mary-Anne Greisdorfer, an associate director in the audit division of BDO Cape Town, who says that, […]
Let’s get this out of the way up front: Forever is a very long time. It seems almost flippant to use such a time frame when talking about the vagaries of the stock market. Truth be told, no one can truly tell how a company will be doing in one year’s time, let alone five […]
It’s very likely that you are indirectly invested in government and corporate bonds, one of the four mainstream asset classes for investors (the others are listed shares, listed property and cash). Retirement funds and endowment policies will certainly have bonds in their portfolios, as will almost any unit trusts that are not purely equity-based. So […]
As new year’s resolutions are still at a high, people are still striving to lose weight, have a more positive attitude, and, of course, save money. Saving money isn’t an easy task for anyone, as we all spend money every day. Saving money and living on a budget is something all college students away from home have […]
Nearly 47-million Americans rely on the federal food assistance program. But a new study found it does not cover half of what healthy diet costs. Stephanie Thomas wanted to make healthy meals for her family, but it was not easy on a tight budget. “I had to get the cheaper brand, the less expensive brand, […]
For investors in search of reliable, steady growth and maybe a bit of income, these two stocks look like slam dunks. Though they play in different sandboxes, Adobe and Microsoft aren’t strangers. The two tech leaders announced a strategic partnership about a year-and-a-half ago, and have since expanded the relationship. Microsoft and its Azure cloud […]
Investors looking to achieve financial targets for retirement should consider these timely opportunities. The world’s its oyster Danny Vena (Netflix): While having a portfolio packed with dividend payers can be an important part of any retirement plan, including an element of growth will help ensure those funds will endure. Choosing a company in the early […]
Good financial advice can help you achieve your life goals. Bad financial advice can cost you a fortune and leave you worse off than if you had tried to go it alone. Unfortunately, you’re still on your own in trying to determine the good advice from the bad. The U.S. Department of Labor has delayed […]
Instead of giving up on budgeting, you can look for reasons why your budget your budget is not working for you and find solutions to your budgeting issues. You might have a budget but it might keep failing. Creating a budget is easy but sticking to the budget is the hard part. There might be […]
