How much of your money are you saving? If you’re like most Americans, the answer is probably not enough. Putting aside money for your future is essential, but as many as 65% of Americans are saving too little of their incomes, according to a new survey from Bankrate. Saving money is undeniably difficult, especially if […]
In the rush to get your taxes done by April 17, don’t forget to do one more thing: Make your contributions to your individual retirement account for 2017. April 17 marks the final deadline for IRA contributions for tax year 2017. You can contribute as much as $5,500 total to a pre-tax IRA or a […]
These days, our whole lives are on our phones. From calendars to social media to music, smartphones have a lot of uses, and saving money can be one of them. While you may know that apps can save you money, you may not know that there are multiple types of money-saving apps. With so many […]
As the tax filing deadline looms, many Americans continue to prepare and file their annual income taxes. The 86 million taxpayers who own their homes and have a mortgage, can take advantage of different tax deductions, including deducting their mortgage interest and the insurance premiums of any private mortgage insurance. The IRS allows taxpayers to […]
According to Halifax, house prices increased by 1.5% over the last month, with an average home costing a whopping £227,871. Getting yourself onto the property ladder and getting the best mortgage deal is one of the biggest financial commitments you’ll ever make. There are many ways to save money and plenty of decisions to make […]
Having to constantly hand over cash for endless necessities is just part of being an adult. Mortgage or rent, food, roof repairs, surgery for your dog (these are some of my own recent budget line items) … The list goes on and on. With all that going on, it can become easy to make excuses […]
A grocery store tour at the Marshall Ingles on March 28 took a group of six women and two men through the store to share tips and ideas about how to shop health consciously and on a budget. Mary Beth Horrell led the tour. The longtime dietitian said the walk through the aisles aimed to […]
For those hesitant about traveling or studying abroad, YouTube sensations Damon Dominique and Jo Franco of “DamonAndJo” have a piece of advice: Just “shut up and go.” Dominique and Franco will make a stop at Syracuse University on Wednesday to give a presentation on learning languages and traveling on a budget titled, “An Evening with […]
No, saving for retirement isn’t daunting. A plan of action, coupled with the right tools at your disposal is key, experts say. The fact is, too many American’s aren’t keeping retirement top of mind. Some 21 million people aren’t saving for retirement at all, according to a Bankrate survey. Here are three tools bound to […]
The retirement you saw your grandparents — or even your parents — live through will likely not be the retirement you choose for yourself. Consider the following: •In 1900, the average life expectancy was 47 years. Only 100,000 Americans lived to age 85. •By 2010, the number of people over 85 years old had grown […]
Many Americans remain unprepared for retirement, but rays of sunshine are peaking through the dark clouds, according to several National Retirement Plannng Coalition financial executives who spoke at a press conference kicking off National Retirement Planning Week on Monday. The optimism springs from the fact that 58 percent of baby boomers have some savings outside […]
Here are three tips on how you can spend less time and money hosting your party, and more time enjoying your child’s special day. Reserve a shelter at a city park Depending upon where you live and the time of year, a community park might be the best venue for your party. Not only will […]
