Some U.S. homeowners are getting started early. Really early. Benjamin Ulloa, a 19-year-old real estate broker who lives with his parents in Oregon, purchased a home in Hoquiam, Wash., two years ago. He had worked in construction during high school, in the summers and when he wasn’t in class, and saved what he made while […]
People want to help a partner, adult child or friend in financial trouble. Or they want to assist someone in building a good credit history so he or she can rent an apartment or buy a home. So they lend someone their credit card. Nearly half of current or former credit cardholders say they have […]
There used to be a stigma attached to people who hopped from job to job, raising their salaries and expectations, along with their move from organisation to organisation. Considered flighty and a risk to the company, job hoppers were perceived as less reliable than those who put down roots. However, the Millennial generation sees job […]
As a small businesses owner, it’s important to watch carefully how your business allocates its hard-earned money. You may have limited cash flow, and if something unexpected happens, such as a fire or robbery at your business, you would need sufficient insurance to cover your losses. Sometimes you have to spend some money to save […]
In five years, Grant Sabatier of “Millennial Money” went from having $2.26 in his bank account to $1 million, thanks to a side hustle that he turned into a lucrative consulting company. “As soon as I began this journey, I looked up the best-reviewed personal finance books on Amazon,” the now 31-year-old tells CNBC Make […]
We have no problem spending money when it benefits our travel experience in a meaningful way — hey, we look forward to our vacations, we deserve the hell out of them, and we’re happy to splurge a little for a better experience. But what we’re not about is blowing money for no reason when we […]
Wallets might be extra tight for college students, but that doesn’t mean dorm rooms have to be lifelessly dull, undecorated spaces. Here are some tips for dressing up living spaces, on a budget: Decorating for music lovers Have an affinity for music and want to show it off? There are plenty of ways to decorate […]
You want to be an energy saver and are interested in going green as much as possible through new energy efficient appliances, home modifications, and perhaps even building a brand new energy-efficient home. Every level of the U.S. government also wants you to be an energy saver, and is willing to back it up with […]
Smartest money decision: I went against the conventional wisdom that as one ages, debt and balanced schemes should form a major part of one’s investment portfolio. I stacked mine with equity schemes instead; the best investment decision. Biggest money mistake: I once made a bad real estate investment. I was gullible enough to believe everything that the […]
From lists of romantic destinations to stories of around-the-world surf safaris, the honeymoon is billed as a once-in-a-lifetime adventure. The average couple spends around $4,466 on this special trip and an estimated 62% of couples foot the bill themselves. But with 72% of American couples paying for at least part of their weddings, executing this […]
Money can be an uncomfortable topic to talk about with fellow journalists. However, for freelance journalists, whose income is not fixed, knowing how to plan for a healthy financial situation is necessary to be able to continue to pursue the career they enjoy. IJNet asked two freelancers about their financial planning, and they shared tips […]
At this rate, retirement is more of a fantasy than a reality for many people in this country. About 42 percent of Americans have less than $10,000 saved for when they retire, according to a study by GoBankingRates released Tuesday. The No. 1 reason most people cited for not stashing more away was because they […]
