Understand the style you want. Photographers are not all created equal. This goes for everything from budget to the shooting style to the editing style of the photographer. If you are a big fan of a particular photographer’s style, hire them or find someone similar. Don’t choose your photographer based solely on budget. We all […]
Category: Personal Finance
Save money on your wedding: 15 tips to help slice your budget
If you’re planning a wedding and your savings is slowly dwindling as a result, you’re not alone. According to The Knot, these days, couples spend an average of $35,329 on their wedding. But making your day special doesn’t have to break the bank, or leave you starting your marriage in debt. Plus, a penny saved […]
Houses Selling For More Than Asking Price
If you’re going to write a book about personal finance, Job One is to say something different than the hundreds of books already covering the topic. Novice author Gordon Stein aced this test. “Most personal finance books say save 10 per cent and invest it,” the author of Cashflow Cookbook told me when I met […]
Six cappuccinos or a year off your home loan?
If you have R150 in your bank account once all your fixed monthly expenses have been paid, would you typically spend or save this extra amount? If you are like many South Africans, you’ll feel that R150 is just too little to make a dent in your home loan or retirement savings so you’ll end […]
Tips for saving money this prom season
Know someone trying to look fly on a budget this prom season? MoneyCrashers.com has some tips to help: Consider buying over renting When it comes to buying a tuxedo, buying may be the best option instead of renting. Buying will also save money down the road if you will wear the tux again. Don’t fear […]
No-shame money saving tips
Whether you’re in debt or your rainy day fund is dry, sometimes, talking about finances or facing them can be embarrassing and a lot of people often feel judged. Our friends at The Penny Hoarder rounded up a list of helpful money tools that won’t make you feel bad about where you are, but instead […]
4 Marketing Tips to Help Your Small Business Look Bigger
Operating a small business isn’t easy. Between staffing, insurance, overhead, office space, supplies and legal resources, to name a few, it’s easy to be spread too thin. To build and maintain a successful long-term business, identify key areas in your budget you can outsource, reduce costs, or even apply technology like AI and data analytics […]
How to own a sailing yacht on a budget
For those who think owning a sailing yacht is just for the rich and famous, think again. Buying a boat has never been cheaper, while the annual cost of ownership is roughly the same as a gym membership, according to sailing writer and author Dave Selby. Selby bought his first boat in 2004, an 18-foot […]
Kakeibo: a life-changing method for saving money
This Japanese approach to managing household spending may be over 100 years old, but it’s as relevant as ever. First there was Marie Kondo, who exploded out of Japan with her bestselling book, “The Life-Changing Magic of Tidying Up,” and managed to declutter and organize homes around the world with her detailed instructions and quirky […]
What’s Holding Up Your Retirement Savings? It’s You.
Why Delay Saving for Retirement? Are retirement savings a priority for you? If not, why aren’t they? Perhaps you have other expenses to deal with, excess debt, or too little income. Maybe you don’t know how much money you’ll need to retire, or you know very little about investing for retirement. It’s possible that you […]
5 Money Saving Tips For Greenhouse Shoppers
Trying to save some green doesn’t mean your garden should pay the price. Before you head out to a garden center for a spring spruce-up, dig into these money-saving shopping tips. Begin From The Ground Up Before investing in a single marigold, pansy, hydrangea or hosta, spend a little time tending to your beds. That […]
The Downsides to ‘Extreme’ Personal Finance
You’ve seen the headlines: One recent graduate repaid $100,000 in student loan debt by living off ramen noodles and selling plasma. A young couple managed to retire at 35 by living rent-free in a camper and growing vegetables. A family sold its belongings and traveled the world, using just credit card points and an app […]