We all want to look our best for summer and your home deserves it too so follow our budget-friendly decorating tips to get your home summer ready. Before long we will be shaking off the blankets, turning off the fire and putting the thermals firmly away. Little touches can make a big difference so upgrade […]
Category: Personal Finance
PERSONAL FINANCE: Fewer deductions for the little guy
Families with children in arts and sports programs — and those taking public transit — are likely going to be forking over more of their hard-earned money to Ottawa this year, say tax specialists. Two tax credits, one for children’s arts and the other for fitness programs, are gone this year after being cut […]
Paying down debt vs. building savings? How to choose
Simple math suggests it’s likely better to get rid of debt before saving for retirement or adding to your emergency fund. In general, if the interest you pay is higher than the interest you earn, you’re losing money. But personal finance decisions are rarely so simple, and ditching debt first isn’t the right choice for […]
20 tips to look posh and elegant on a budget
Everyone likes to look and feel like a princess, but hey, who has the money for that right? Well, here are some tips for the broke girl to look fab 1. Find your style The foundation to look expensive is to find your style! Take a cue from Audrey Hepburn, Kate Winslet and more. 2. […]
Spring Break: Making Plans, Saving Money, Traveling Easy
As Spring Break quickly approaches Northwest Arkansas students, we took a look at the best places, traveling tips and how to save money to make the week the best you can. According to Trip Savvy, the top five Spring Break destinations or trips are: Orlando, Washington D.C., a family cruise, the U.S. Virgin Islands and […]
Super-Couponing Tips: Tips to use coupon savings for vacations
It’s difficult to put a vacation-saving strategy together without knowing exactly where you want to go and what kinds of experiences you’d like to enjoy when you get there. For example, a week at the beach is going to be less expensive than a week at a popular theme park. As you think about that, […]
THE IMPORTANCE OF AN EMERGENCY FUND FOR PERSONAL & FOR BUSINESS USE
Life is full of ‘what if?’ situations, so the best thing to do is to prepare for those situations! Nobody likes being caught unaware, panicking during a financial emergency with no back up plan to lift themselves out of debt. Well, that’s what an emergency fund is for, but they aren’t just for homeowner use. […]
Expect the unexpected: How much should dentists save as an emergency fund?
In our financial lives, one of the most basic planning tools is the trusty emergency fund—that cash sitting in the bank that helps you feel safe and secure each night. You know, that money you’ve been setting aside “just in case.” You do have that fund, don’t you? Well, if you don’t, you’re not alone. […]
3 College Tuition Money Saving Tips
Getting the best college education for the price for your son or daughter is no easy prospect. With private tuition averaging $33,480 annually and state schools topping out at $9,600 a year, it makes sense to think carefully about what you are buying and how much you will pay for it. For some, it means […]
Yes, your business can kill your passion for it
The business you start because you feel passionate about it is the same business that can burn you out and cause you to feel resentment if you don’t know what to watch out for. Jeff is mechanic because he loves cars. He owns a garage, which he started because of this love for cars. However, […]
3 types of savings everyone needs to start practising right now
One question you should ask once you start making money no matter how little should be about savings. Savings is so important to your life but many of us seem to ignore it perhaps because we don’t know how far savings can go to save us from unforeseen issues. Your saving habit says a lot […]
Five strategies to reach your savings goals
Saving money, improving your financial life, and building wealth. These are the goals of “America Saves Week.” This morning we want to highlight 5 goals to help you reach your savings goals. 1. Save Automatically Save automatically through a monthly transfer from checking to savings, ideally soon after you are paid. What you don’t see, […]