As a small businesses owner, it’s important to watch carefully how your business allocates its hard-earned money. You may have limited cash flow, and if something unexpected happens, such as a fire or robbery at your business, you would need sufficient insurance to cover your losses. Sometimes you have to spend some money to save […]
Category: Personal Finance
Millennial millionaires agree that everyone should read this personal finance classic
In five years, Grant Sabatier of “Millennial Money” went from having $2.26 in his bank account to $1 million, thanks to a side hustle that he turned into a lucrative consulting company. “As soon as I began this journey, I looked up the best-reviewed personal finance books on Amazon,” the now 31-year-old tells CNBC Make […]
8 (Almost) Effortless Ways Smart Travelers Save Major Cash Without Compromising
We have no problem spending money when it benefits our travel experience in a meaningful way — hey, we look forward to our vacations, we deserve the hell out of them, and we’re happy to splurge a little for a better experience. But what we’re not about is blowing money for no reason when we […]
Decorating for any space on every budget can be done
Wallets might be extra tight for college students, but that doesn’t mean dorm rooms have to be lifelessly dull, undecorated spaces. Here are some tips for dressing up living spaces, on a budget: Decorating for music lovers Have an affinity for music and want to show it off? There are plenty of ways to decorate […]
Energy Tax Incentives 101
You want to be an energy saver and are interested in going green as much as possible through new energy efficient appliances, home modifications, and perhaps even building a brand new energy-efficient home. Every level of the U.S. government also wants you to be an energy saver, and is willing to back it up with […]
JPMorgan’s Kalpana Morparia: Understand the basics of personal finance
Smartest money decision: I went against the conventional wisdom that as one ages, debt and balanced schemes should form a major part of one’s investment portfolio. I stacked mine with equity schemes instead; the best investment decision. Biggest money mistake: I once made a bad real estate investment. I was gullible enough to believe everything that the […]
How Much Should Your Honeymoon Cost You?
From lists of romantic destinations to stories of around-the-world surf safaris, the honeymoon is billed as a once-in-a-lifetime adventure. The average couple spends around $4,466 on this special trip and an estimated 62% of couples foot the bill themselves. But with 72% of American couples paying for at least part of their weddings, executing this […]
7 budgeting tips for freelance journalists
Money can be an uncomfortable topic to talk about with fellow journalists. However, for freelance journalists, whose income is not fixed, knowing how to plan for a healthy financial situation is necessary to be able to continue to pursue the career they enjoy. IJNet asked two freelancers about their financial planning, and they shared tips […]
42% of Americans are at risk of retiring broke
At this rate, retirement is more of a fantasy than a reality for many people in this country. About 42 percent of Americans have less than $10,000 saved for when they retire, according to a study by GoBankingRates released Tuesday. The No. 1 reason most people cited for not stashing more away was because they […]
Three things to know if your parent dies broke
Blogger John Schmoll’s father left a financial mess when he died: a house that was worth far less than the mortgage, credit card bills in excess of $20,000 — and debt collectors who insisted the son was legally obligated to pay what his father owed. Fortunately, Schmoll knew better. “I’ve been working in financial services […]
National Nutrition Month: Tips for sharing meals, saving money
With March being National Nutrition Month, Finger Lakes Eat Smart NY is offering three tips to make it easier to plan family meals while stretching your food dollar: • Map out your meals each week: Avoid stress by planning a weekly menu with your family. Meals like stews, casseroles and soups “stretch” expensive items into […]
6 Travel Tips for Muslim Tourists in Taiwan
Foreign tourists coming to Taiwan began to increase in the recent years. Throughout 2017, local government recorded 3 million foreign tourists visited that island in the southeast China. Foreign tourists come from various countries including Indonesia which is the Muslim-majority country since Taiwan government launched a Muslim-friendly tour. “The government has a new policy for them (tourists) […]