In a survey from Credit Karma, 39% of millennial respondents said they spent money they didn’t have to attend social functions with friends. And while fun experiences are one of the best ways to connect with friends, they’re not worth going into debt. After all, if you can’t afford it, the stress could keep you […]
Now that you have a summer job lined up, how are you going to save some of those Benjamins so you can be financially prepared for college next year? Here are some money-saving tips for your summer employment. Live at home. Saving on rent and food can be a big boost to your bottom line, as […]
Federal employees are turning to a Delaware insurance company to save money on necessary safety nets. Starr Wright USA helps federal employees save money on professional liability insurance by offering a variety of services and specials tailored to people who work for the federal government. The insurance company is currently running an offer that grants […]
It’s no secret that a kitchen appliance is a major purchase. So if you’re on the hunt, you’ll want to learn some of these clever money-saving tips from industry insiders. Don’t focus on seasonal sales You don’t want to wait until your refrigerator or oven breaks before replacing it, but you don’t need to time […]
The month of May prepares us for the transition from spring to summer, but it’s also a time to celebrate accomplishments with — and to show appreciation for — friends and family. Your credit cards can help. Here are some tips to try out this month: Optimize your Mother’s Day shopping Mother’s Day is May […]
After months, perhaps years, of wedding planning, a honeymoon is a much-needed, highly anticipated break for most couples. An exciting chance to get away together to a dream destination, whether that be the beaches of Tahiti or trekking in Nepal. However the task of organising that trip of a lifetime can create unnecessary stress by […]
It probably isn’t surprising to you that only 1 in 3 states requires their students to take a personal finance class to graduate. Unfortunately, this hasn’t really changed much in the past few years. And even when personal finance is taught in our schools, it often lacks the why behind money which helps the topic […]
The notion of self-care has been making the rounds in lifestyle magazines and across social media networks – and a similar philosophy seems to be making its way into financial planning sessions and personal finance advice now, too. Financial self-care, like general self-care, can mean different things to different people. But the gist is about […]
Military families face an enormous number of challenges when it comes to their finances. And, few decisions will be as important as whether they opt for a new retirement plan that is equal parts pension and matching contributions or stick with the old-fashioned pension arrangement. The option is offered to those who joined the military […]
Typically, our 20’s are marked by a number of milestones, including graduating college, entering the workforce, moving up the career ladder, and, for some, getting married and starting a family. Each comes with a host of substantial lifestyle changes that require a solid understanding of your personal finances to avoid drowning in debt. Certified financial […]
Retirement finance used to be simple: When you retired, so was your mortgage and the remainder of your debt. That way, you’d have plenty of free cash from your pension and Social Security to do things like travel to exotic places and eat out. But the growing cost of nearly everything from college to healthcare […]
Reaching retirement age is supposed to be a good thing, right? After all, turning 59 ½ gives you access to your 401(k), age 62 allows you to start collecting Social Security, and 65 entitles you to Medicare coverage. These are all things we are taught to look forward to. Benefits we have worked our lifetimes […]
