Spring is only a couple of weeks away, but homeowners are still reeling from the cost of their winter electrical bills. With this in mind, Electrical Systems Instructor at Surry Community College Joey Boles is making some suggestions on how homeowners can save money on their electrical bill during the winter and year-round. “The top […]
Category: Personal Finance
Smart Money Tips – Identity Theft & Fraud
Identity theft and identity fraud refer to all types of crime in which someone wrongfully obtains and uses another person’s personal data in some way that involves fraud or deception, typically for economic gain. How can you slow down ID THEFT? Monitor your credit report. Shred any unused document with identifying information like your name, account number […]
Your childhood toy cars could now be worth a FORTUNE
THOSE toy cars you remember playing with as a child could now be worth a fortune. This year marks the 50th anniversary of miniature car favourites Hot Wheels and the 65th anniversary of Matchbox, and their values have gone up dramatically over the years, according to research by GoCompare.com. As with any car, current prices […]
6 Super Simple Ways To Keep Warm And Save Money
The average American homeowner pays $2,535 for oil heat and $732 for gas over the October to March winter season — that’s a lot of money, and there are ways to bring that down. Electricity and the environment It heated up the bed quickly and was fun to cuddle — and of course, it was […]
Are your retirement savings keeping pace with the average American’s?
Studies show that most Americans worry that their savings will fall short in retirement. It’s a reasonable concern. The average household spends more than $40,000 per year in retirement, according to the Bureau of Labor Statistics, yet the average person only collects less than $17,000 in Social Security. Are you on track to make up […]
Regain your financial freedom through debt counselling
Many people are struggling to keep up with the monthly repayments on their mortgage bonds, cars, credit cards and loans. The first sign that you are over-indebted is when you fall behind on your repayments. If you creditors’ attorneys come after you, you will have to pay legal costs in addition to your original debt […]
The best budget-friendly spring break travel, from Las Vegas to the Caribbean to Disney
Spring break is almost here, so it’s officially time to pack up your swimsuit and beach reads and get some much-needed vitamin D. But don’t worry if you haven’t made any travel plans yet — here are tips on booking and where to go without breaking the bank. Booking tips To get the best deal […]
With financial equality trailing, here are some practical saving tips for women
IT MAY be a century since women got the vote, but true financial equality is still years away as they continue to trail men on pay, pensions and savings. As millions of families mark Mother’s Day some may feel they have little to celebrate as the gender pay and pension gap remains alarmingly wide. Motherhood […]
Keeping on top of store card debt – Five minute guide
THERE could be trouble in store for the millions of Britons who run up large debts on retailers’ credit cards while shopping on the high street or online. What starts as a bit of retail therapy could prove ruinous to your financial health, with store cards charging APRs of up to 39.9 per cent, more […]
How to earn more at your job
1. Understand how your company makes money. The truth is, banks make money when they lend, and spend money when they pay interest on deposits. Don’t be like this in your job. Your salary is not paid automatically and will not just increase. Revenue needs to be earned. Understand how it is earned and your […]
Save money on airfare and vacations with these pro tips
Whether you’re looking to take a quick weekend getaway to the Grand Canyon, splurge on a luxury trip to Greece or take a one-month sabbatical in Japan, knowing how to properly plan and budget is crucial. Though travel prices are expected to be high in 2018 – research from the GBTA Foundation predicted airfare would […]
Expert Tips Can Make Digging Out Of Credit Card Debt Easier
Most Americans are carrying around some amount of credit card debt. In fact, credit card debt in the United States has hit an all-time high of nearly $1 trillion. Additionally, more than half of us are living paycheck to paycheck, which makes paying that debt off seem nearly impossible. However, digging yourself out of debt […]