Despite a low unemployment rate and increasing wage growth, Americans still aren’t saving much. That’s according to a new survey from Bankrate.com, which found that 20 percent of Americans don’t save any of their annual income at all and even those who do save aren’t putting away a lot. Only 16 percent of survey respondents […]
Category: Personal Finance
Figure skater Adam Rippon’s No. 1 trick to save more money
Occasionally, Olympic figure skater Adam Rippon likes to treat himself. Last year, he splurged on a $6,000 Cartier Love Bracelet. “A year ago, I broke my foot and I just needed a little pick me up, so I bought myself this bracelet,” Rippon, 28, tells CNBC Make It. But he hasn’t always been able afford […]
Money-Saving Tips for Wedding Guests
Having a wedding is expensive. But so is attending one. The average wedding guest is spending close to $900, according to the 2016 American Express Spending and Saving Tracker. That includes things like gifts of cheese plates to hotels for the big day. If it’s a destination wedding, the costs could rise so high that […]
Decision to release equity should be a family affair
Alice, 66, a retired personal assistant, and David, 74, a retired printing industry worker, had been considering equity release for some time. “Eventually we decided if we wanted to live more comfortably we would have to take the plunge,” said Alice. Alice and David, not their real names, said their pensions were not enough to […]
Investing in Isas can rescue your retirement plans
This failure is the nation’s biggest single financial regret and younger generations are on course to repeat the mistake. Putting money aside for the future is never easy, but as inflation hits 3 per cent a year while wages lag behind at just 2.5 per cent, it is getting harder all the time. Savers have […]
The inspiring reason ‘Rise’ and ‘Moana’ star Auli’i Cravalho saves ‘every penny’
Auli’i Cravalho — star of Disney’s “Moana” and NBC’s new show “Rise” — is only 17, but her approach to money is savvy. The breakout star reveals she’s actually a stickler when it comes to saving. “I hate to be that person, but I’m smart with my money,” Cravalho tells CNBC Make It. “I’m not […]
How to Save Money on College
Looking to lower your higher education costs? These money-saving tips will help you avoid massive loads of student debt and keep your expenses to a minimum In case you didn’t get the memo, college costs are going nowhere but up. Tuitions and fees have gotten so astronomical that even higher earners are struggling to send […]
How to look expensive on a budget
All women want to look like a million dollars regardless of their budget. Here’s how to look not only stylish but expensive whilst on a budget. Have you ever wondered how some women just look like money? These women can wear a simple white t-shirt with jeans and somehow look like they just stepped out […]
5 Tips To Draw Up A Great Home Budget
It’s a fact that the boring old home budget is the cornerstone of a robust Financial Plan. A well-planned home budget ensures that you don’t overspend and overleverage, and that you’ve got enough dough left over every month to put away for your family’s future. Here are five things to consider while preparing a home […]
Kiplinger’s Personal Finance: Don’t forget health costs when planning for retirement
Health care isn’t cheap while you’re working, and it can continue to consume your budget even when you’re retired and covered under Medicare. When you add up the expenses, Fidelity estimates that the average couple retiring at age 65 in 2017 will spend $275,000 on health care costs, including Medicare premiums and out-of-pocket expenses, or […]
Unconventional Money Saving Tips
Everywhere you go online there seems to be advice about how to save money and manage a budget. Often, these tips are only useful if you already have some money stored away in savings or if you have a well-paying job. It’s just as important, if not more so that people struggling with a low […]
10 tips and tricks for Ikea shoppers from Money Saving Expert
It’s always a big day out heading to Ikea. So whether you love a trip there – or your heart sinks at the very thought, you’ll want to make the most of it. Step in the Money Saving Expert website, founded by financial guru Martin Lewis. The site’s experts and users have put together a […]