Ask Brianna is a column from NerdWallet for 20-somethings or anyone else starting out. I’m here to help you manage your money — all the real-world stuff no one taught us how to do in college Q: I want to travel this spring but I don’t have a lot of extra cash. How can I […]
Category: Personal Finance
Consider Adding Personal Finances To Your Spring Cleaning Routine
As you plan to clean up your house for spring — and prepare to file your tax return — there are other ways you can declutter and clean up your finances. Here & Now’s Peter O’Dowd speaks with CBS News’ Jill Schlesinger (@jillonmoney), host of “Jill on Money” and the podcast “Better Off.” In A […]
Household finance: Ease on squeeze as inflation falls
THE squeeze on household finances is starting to ease, with inflation falling and wages rising, according to data due out this week from the Office for National Statistics. On Tuesday the ONS is tipped to say that inflation, as measured by the Consumer Prices Index, fell from 3 per cent to 2.8 per cent in […]
How to find ‘advice-only’ financial advisers
If you want money advice you can trust, your best bet is to hire a fee-only financial planner. The trick is finding a planner who’s willing to be hired for a reasonable fee. Fee-only planners don’t accept commissions or kickbacks and are paid solely by client fees. Most use an “assets under management” model where […]
Kiplinger’s Personal Finance: Emails from the IRS are yet another sign of a tax scam
It’s a scam — getting an email claiming to be from the IRS and asking for your bank account information to deposit your refund. And one that’s a common scam around tax season. The IRS doesn’t initiate contact by phone or email. Most people know to be suspicious of calls and emails claiming to be […]
Your options if you’re struggling with your homeloan
Every buyer goes through a “honeymoon” period when their monthly mortgage bond repayment seems a small price to pay for the pleasures of home ownership. But the romance can sour rapidly if that instalment becomes a burden. “And the problem is not going to go away by itself,” says Rudi Botha, the chief executive of […]
Fiduciary rule: Key steps to protect yourself from a bad financial adviser
The next time you visit your financial adviser, it’s important to ask if they’re managing your retirement money with your “best interests” at heart, rather than their own. Indeed, the burden of looking out for how your money is invested and what fees and commissions you pay an adviser or broker appears to be shifting […]
For millennials trying to save and invest, these Wharton MBAs show the way
Millennials are way behind previous generations on retirement preparedness. Entering the labor market in tough times, millennials earn lower wages and have fewer fringe benefits than gen-Xers and late baby boomers did as young adults. So what are some local Wharton MBAs who are also millennials doing to change that? First, the data: Millennials — […]
Investing is the new fountain of youth
Investing when you’re young sounds like an expensive and daunting task, especially when you have just started your first job, but the best time to start is with your first pay cheque. Given the choice, it’s much easier to put off the idea of investing and just buy the latest shoes and gadgets -this is […]
Personal Finance 101
Induja Kannan is majoring in finance, but that doesn’t mean she knows how to manage her own finances. To fix that she signed up for Georgia Tech’s new personal finance course. The one-credit elective shows students how to set a budget and manage expenses. It includes a focus on investing at an early age. “I […]
8 Ways to Save on Summer Travel
The remnants of winter are still nipping at our feet, but we’re already looking ahead to the summer—dreams of beach days and mountain hikes, backyard adventures, or exotic getaways. But peak season travel can come with a hefty price tag. Plan Ahead The time to book is now. Scott Keyes, founder of flight deals newsletter […]
Ask an expert – six tips for saving money
With tax return season upon us, now is a great time to think about stashing some extra cash in savings. Don’t have a specific savings goal? How about vacation, school, retirement or emergency fund savings? It’s not as hard as it may seem, and it doesn’t require a major life change. According to the Dec. […]