Worried about sending your kid out into the world? You should be. As it stands, about 1 in 5 children in the U.S. don’t meet baseline levels for financial literacy proficiency, according to the often-cited PISA 2015 Financial Literacy assessment. That can become an issue when they need to make a budget, find affordable housing […]
“Delaying your purchases for a day gives you time to think about whether or not you really need the items, and it curbs regrettable impulse buys,” advises Marc Diana, CEO of MoneyTips. “Sale items may be an exception to this rule, but even then, question how badly you need the item compared to saving or […]
Saving money is one of the most important aspects of building wealth and having a secure financial foundation. Yet many of us have learned the importance of saving money through trial and error, and more importantly, experience. In school, we aren’t really taught about the importance of saving and many of us find that as […]
Your nest egg is made up of two component parts: the contributions you diligently make to your retirement accounts throughout your career, and the investment returns that those contributions earn for you. Not surprisingly, your contributions — and those of your employer, if you receive matching funds in your 401(k) — initially dwarf what your […]
Owning your own home is a life accomplishment for many adults, and keeping it looking sharp and adding your personal touches brings a sense of pride. It seems there are always things you want to improve, so don’t let a limited budget or lack of know-how hold you back from dreaming. There are plenty of […]
Help the Renters, Too For years, cities have struggled to help lower-income Americans find affordable housing. Many housing assistance programs approach this problem through making home mortgages more affordable. However, a new test program in Montana addresses an underserved area of the housing market – affordable rental homes – by making loans to help people […]
Summer is on the way and you’re tired of always sending the kids to Grandma’s to use her swimming pool. It’s about time you have a pool of your own. The only problem is there’s no money tree growing next to the site of your new pool. You need to approach this project economically so […]
It’s tax season, everyone’s favorite time of year that also causes existential evaluation of every financial choice you’ve ever made. Whether you’re feeling a monetary sting or feeling flush, every actor could stand a few money-saving tricks; allow our Backstage Experts to provide. Nothing beats budgeting. “It’s a brutal lesson I learned while being a […]
It’s fun and inspiring to watch TV shows about home design and remodeling – everything from the latest looks in countertops to whole-house remodels. And YouTube and other online video sites are chock-full of helpful how-to’s and demos to assist homeowners through countless do-it-yourself projects. There are relatively simple home projects that can be completed […]
In most American states, every motorist is required to purchase car insurance. However, it’s costly for most automobile owners as they struggle to fit the policy into their monthly budget. Here are some useful tips on how to buy cheap car policies. 1. Purchase a Usage-based Insurance The plan is meaningful when you use the […]
Money might be the last taboo topic. In a society that runs on capitalism, we seem to have a harder time talking to our children about personal finance than we do about sex, race or even death. Maybe it’s because so many of us are so bad at financial matters ourselves. According to a 2017 […]
One-third of people are still paying for financial mistakes made in the past, with almost the same number saying they find the topic of financial management confusing. Research from Aviva Life Insurance also found that more than half of Irish people (54pc) have had no financial management education. The research sought to find out more […]
