For those hesitant about traveling or studying abroad, YouTube sensations Damon Dominique and Jo Franco of “DamonAndJo” have a piece of advice: Just “shut up and go.” Dominique and Franco will make a stop at Syracuse University on Wednesday to give a presentation on learning languages and traveling on a budget titled, “An Evening with […]
Category: Personal Finance
3 Tools That Make Planning for Retirement Super Easy
No, saving for retirement isn’t daunting. A plan of action, coupled with the right tools at your disposal is key, experts say. The fact is, too many American’s aren’t keeping retirement top of mind. Some 21 million people aren’t saving for retirement at all, according to a Bankrate survey. Here are three tools bound to […]
Traditional retirement planning isn’t going to cut it. Do this instead
The retirement you saw your grandparents — or even your parents — live through will likely not be the retirement you choose for yourself. Consider the following: •In 1900, the average life expectancy was 47 years. Only 100,000 Americans lived to age 85. •By 2010, the number of people over 85 years old had grown […]
U.S. Workers Still Lag In Retirement Savings, But Execs See Some Hope
Many Americans remain unprepared for retirement, but rays of sunshine are peaking through the dark clouds, according to several National Retirement Plannng Coalition financial executives who spoke at a press conference kicking off National Retirement Planning Week on Monday. The optimism springs from the fact that 58 percent of baby boomers have some savings outside […]
Three money-saving birthday party tips
Here are three tips on how you can spend less time and money hosting your party, and more time enjoying your child’s special day. Reserve a shelter at a city park Depending upon where you live and the time of year, a community park might be the best venue for your party. Not only will […]
Saving the planet and your wallet
April is Earth Month, which means it’s time to focus on how we can better care for our planet that provides us with so many amazing things—like food, air, water, and beauty. Unfortunately, many people don’t think about all the small choices we make every day that can create a harmful impact on the Earth, […]
6 financial planning tips for soon-to-be parents
Having a child can be life-changing on multiple levels, including a financial one. If you’re expanding your family, here are a few money-related moves to make before the baby arrives. 1. Figure out whether you can live on one salary It’s often the case that when dual-income couples have a baby, one parent opts to […]
Avoiding Mortgage Scams
If it sounds too good to be true, it probably is. That’s sound advice for almost all aspects of life, including the search for mortgage relief services. Distressed homeowners don’t have to resort to third-party mortgage services. Free counseling is available at the Department of Housing and Urban Development (HUD). HUD programs such as the […]
6 Personal Finance Apps That Help You Reach Your Financial Goals
Everyone who’s into managing his or her personal finances with the help of an app has heard about Mint, which currently ranks No. 24 among all free apps in the Finance category that can be downloaded from the Apple iOS Store. To offer you a couple of alternatives, I would like to introduce you to […]
3 Reasons Baby Boomers Might Never Manage to Retire
Countless older workers are already counting down the days until they retire. Unfortunately, a large number of baby boomers will inevitably be forced to postpone retirement, or face the possibility of never getting to retire at all. Here are a few reasons why. 1. They don’t have enough savings The average household aged 56 to […]
In the Garden: Tips to save money this year
Gardening doesn’t have to break the bank. In fact, if you decide to add edibles this year, you can save money by growing your own food. Consider these ideas to save money in 2018. Use inexpensive resources Use your local libraries to borrow great gardening resources. Get to know a gardener! They are often willing […]
IKEA Devon hints, hacks and money saving tips revealed
The snow has melted and the rain appears to have gone – for now. So now you’re looking forward to the rest of spring, sun – and of course the opening of Devon’s first IKEA store. Originally scheduled to open on May 1, Ikea chiefs will now welcome the world into Exeter on Thursday, May […]