If you didn’t get a promotion in 2017, or if you’re hoping to get another one in 2018, making a plan to get ahead now is a good idea. Getting a promotion doesn’t happen instantly, often it takes months, or years, to lay the groundwork. Career coaches and authors recommend setting up a meeting with […]
Category: Personal Finance
What to do now if you want to prepay 2018 property taxes
Homeowners wondering whether they should pay their 2018 property taxes in advance of the changing tax law don’t have much time left to act. Because of guidance issued by the Internal Revenue Service, the decision may be moot. In the midst of taxpayers across the country lining up at their local tax offices to pay […]
34 things you need to know about the incoming tax law
It’s official. Congress has ushered through the first major tax overhaul since Ronald Reagan was president. The measure, which now awaits President Trump’s signature, is about to shake up life for millions of Americans. It will redistribute the country’s wealth. It could sway decisions about whether to buy a home, or where to send kids […]
The career moves that waste the most money
It might sound silly to think of money you never had as a waste. But it’s true. If you deserve a raise but don’t ask for one, or if you don’t negotiate your salary when you’re deciding whether to accept a new job, you’re losing money. Three in five workers didn’t negotiate their job offers. Pro […]
Stock Wealth Surges for the Oldest Americans While the Young Miss Out
U.S. stocks have more than tripled in value since 2009, but the bull market has left a lot of Americans behind. In almost every age group, the share of families owning equities—either directly or through funds and retirement accounts—declined from 2007 to 2016, according to the Federal Reserve’s most recent Survey of Consumer Finances. There’s one […]
4 tough but essential money questions all couples should discuss before tying the knot
It’s the most popular time of year to pop the big question as 18% of all engagements occur in December, according to Weddingwire.com. But before changing your relationship status, it’s important to understand one another’s financial status. Here are four tough but essential money questions all couples should discuss before tying the knot. Are you a […]
Should You Pay Off Your Mortgage Before Retirement?
Owning a home can lead to a comfortable retirement. In theory, you buy a house when you’re 30, faithfully make the mortgage payments for 30 years and at age 60 you own your house, free and clear. Now you have a solid nest egg and can sail into a worry-free retirement. But more often, here’s […]
Cobalt and Lithium Markets Projected to Grow Due to the Demand of Batteries
The mining industry is very diverse and in recent years, technological advancements have raised demand for certain minerals like Lithium, which is now widely used in researchable batteries. Lithium-ion batteries are an efficient source of energy for rechargeable storage devices, capable of expanding battery durability, and are leading to an increasing power source for consumer electronics […]
Hackers can easily tap into an office phone and listen to everything you’re saying — here’s how
Many offices have IP phones, but did you know that they might be vulnerable to hackers? Depending on the phone, someone could use the device to spy on you remotely. We spoke with Ang Cui, cybersecurity expert and founder of Red Balloon Security, who discovered the exploit in a Cisco phone. Here’s a look at what someone […]
Why Smart People Take Social Security at 62
Many of us daydream about retiring early — and then assume that we can’t. It’s true that if you’re way behind in saving up for retirement, you may have to toil far longer than you’d like. But early retirement is more possible for many people than they think, and Social Security can be a big help […]
Here’s how much we’ll spend on holiday gifts this year
The turkey has been gobbled up, the leftovers packed up … so now it’s time to shop! The winter holidays are here, and that means consumers are ready to spend. This year, holiday retail is expected to reach $682 billion, according to the National Retail Federation. According to a report from NerdWallet, the average consumer will spend […]
Senate plan lets mutual funds skip a tax change that hurts individual investors
Senate plan lets mutual funds skip a tax change that hurts individual investors Tim Steffen discusses Senate tax bill provision that impacts investors 4:36 PM ET Fri, 17 Nov 2017 | 01:04 Following a backlash, the Senate Finance Committee has decided a proposal to prevent investors from minimizing taxes will no longer apply to mutual […]