As Americans work hard to meet all the obligations that come with work, family and everyday life, many are challenged to find time to manage all the financial elements affecting their healthcare. If you’re among them you’re far from alone, since the multiple details associated with healthcare insurance can be confusing. At the same time, […]
Millions of Americans are their own boss, which means that millions of Americans need to be proactive with their retirement savings. One-in-ten workers are self-employed, according to a 2015 Pew Research Center report, and another 20 percent work for the self-employed (although only a quarter of these businesses employ other workers). Where you work overwhelmingly […]
Running a business is tough and money always seems to be tight. But there are many ways that you can save money in the office by making just a few simple changes. Here are five of the best ways to start cutting back on costs today. 1. Hot Desking If you’ve never heard of hot […]
Budgeting – it’s a word that can send shivers through even the most savvy of spenders. Making and keeping track of your budget can seem impossible but when money is tight, it’s essential that you do exactly that. While a payday loan could provide relief in a financial emergency, keeping track of an ongoing budget can help […]
For many people, tax refund day is like Christmas in the spring. As they prepare their tax returns, millions of Americans hold their breath in anticipation of how much their tax refund is going to be — and then run to the mailbox every day hoping to receive their “gift” from Uncle Sam. Last year, […]
Budget airlines are a decent option for cheap travel, but they’re also known to be uncomfortable, they nickel and dime you for every little thing, and now, people are questioning the overall safety of these low-cost flights. These four tips will help you pick a budget or foreign airline that meets all the right safety […]
Reaching seven-figure status isn’t as hard as you may think. In fact, some say that “millionaire is the new middle class.” To illustrate just how attainable the dream of becoming a millionaire could be, personal finance site NerdWallet created a chart showing how much money you need to set aside each month in order to […]
Not saving for retirement, not getting a marriage prenuptial, choosing the home to buy – all are on the list of financial regrets Americans make – and wish they could take back. But those aren’t the only regrets. There are plenty of other errors of omission on the list, too. “By far the most heart-wrenching […]
It’s Tax Day today which means there’s a good chance that pretty soon you might have a couple of bucks coming your way in tax refunds. Then again, maybe not. Not everyone is raised to be financially savvy, but that doesn’t mean you’re forever doomed to make poor financial decisions (it’s okay to groan at […]
Financial anxiety is a monetary monster that haunts many Americans, stoking worry for people across income level, race and gender. “Financial anxiety can be debilitating, and it can cause significant distress in one’s daily life,” says Kristy Archuleta, associate professor of personal finance planning at Kansas State University and co-founding editor of the Journal of […]
The role of small business in promoting growth and development has shot to the top of the agenda this year, with both President Ramaphosa in his inaugural State of the Nation Address and former finance minister Malusi Gigaba in his Budget speech highlighting the critical role of this sector of the economy. Globally, SMMEs are […]
America’s schools aren’t making the grade, if you ask the Council for Economic Education. The organization’s mission is to help teach personal finance and economics to students from kindergarten through 12th grade. And part of its aim is to officially add financial education to state-required curriculums, complete with standardized testing. But progress toward that goal […]
