Nearly all IT projects face a similar major challenge: Budgets. Only about half of all projects end up completed under budget, according to the Project Management Institute. This is largely because often, budgets are estimates based on what is known when the project is started, said Alan Zucker, founding principal of Project Management Essentials. “We […]
Traveling, especially abroad, as a Latina can be a layered experience. Growing up in such a tight-knit community that traditionally doesn’t encourage solo travel may make it seem like an impossible feat to experience. Olga Maria Czarkowski, the founder of the bilingual online travel community, Latinas Who Travel, shares: “As a Latina woman, sometimes it is difficult to travel since […]
Programming, marketing and facility management are all critical components of campus recreation, but it costs money to execute most anything. “Budget planning is a balance to make data-driven decisions to meet the needs of the institution and plan for the future,” said John MacDonald, the director of recreation at the University of Akron. In fact, there […]
Married women still rely to a large extent on their husbands to ensure their retirement will be comfortable, but for women who want to be financially independent of their spouse or who face retirement without a partner to support them financially, the barriers to saving enough are formidable. Women face significant hurdles to saving enough […]
If you recently paid a visit to an aging parent’s home, you may have been surprised by the changes in their health. Seniors often hide their struggles from family for fear of being a burden or out of concern that loved ones might try to convince them to move to a senior community. Recognizing an […]
The world is full of tropical paradises and other exotic places where a couple can live comfortably on $2,000 a month or less. Plus, good health care abroad can cost a fraction of what it does in the U.S. If living more cheaply is the only reason you’d retire to another country, though, you’re likely […]
Are you looking to buy a home in the current seller’s market? We’d wish you good luck, but making a standout offer on a home requires more preparation than luck. To uncover successful home buying tactics in a competitive market, the brokerage website Redfin analyzed approximately 14,000 home purchase offers from 2016 to 2017 where […]
It is gratifying to know that state legislators and education regulators across the nation are moving to improve financial literacy education at the high school level. It seems logical to offer personal finance courses to high school students, since they soon will be dealing with college loans and other financial decisions related to entering the […]
Which is better: a company car or a travel allowance? It’s a question that perplexes both employers and employees. In light of new South African Revenue Service (Sars) requirements for travel reimbursements, it needs to be carefully revisited, says Jerry Botha, master reward specialist and executive committee member of the South African Reward Association. Botha […]
Who’s thinking about retirement when they’re young? Retirement accounts are typically not a priority for young workers – but they should be. That’s precisely the time to take the greatest advantage of compounding interest by contributing as much as your fledgling budget can afford. A new study from the University of Missouri suggests that millennials, […]
Personal finance. Hear that and we picture a complex web of taxes, fixed deposits, mutual funds, demat accounts and just a lot of confusion. We want to save money, invest and watch that money multiply but take a long time getting around to it. Maybe we don’t have enough money or make enough money. Maybe […]
Variable rate mortgages haven’t looked this attractive in years. That’s not to say they’re the right choice for people buying a home or renewing a mortgage. If you have some financial stress in your life already, a fixed-rate mortgage is a better choice. But if you want to lock down a very low rate today […]
