Spend Wise, Save More – A Short Guide to Better Financial Planning Four simple, yet useful, tips and tricks to save money and help you tread carefully during tough times. No one wants to be wasteful with money, but with our busy schedules it’s often challenging to pause and reflect on those little changes we […]
One of the accepted forms of extravagance in our society is a lavish wedding. You can see this in the rule that the dollar value of your wedding gift should “cover your plate” or, in other words, be equivalent to the cost of the food and booze you consume at the event. The underlying attitude […]
Summertime, and the living is easy – unless you’re a parent of young children, trying to find and afford ways to occupy them during the long break. If you have a baby in day care, the center is likely to be open year-round, so you’re all set. Otherwise, the lack of school can create a […]
At last count, nearly 62.4 million people received Social Security benefits. The program pays out close to $1 trillion annually in benefits, and although the bulk of that total goes to retired workers, there’s a host of different benefits available to workers and their family members both in retirement and during the earlier part of […]
Former Bachelorette, JoJo Fletcher may be best known for handing out roses to prospective suitors, but she’s also making a name for herself in the house flipping business (move over, Joanna Gaines!). While she might not have her own HGTV show (yet), the reality TV star and Marcus by Goldman Sachs® Ambassador certainly knows a […]
It’s very easy to arrive at the consensus that earning money is hard. However, a crucial aspect that often gets overlooked by many is that maintaining and growing the money one earns is much harder. With the myriad shiny spending options available all over coupled with a time pressed work life, what often gets missed […]
At the centre of personal finance is budgeting. We can’t stop talking about it anytime money management is the topic of discussion. A lot of people have lost interest in budgeting because it is not working for them. There are reasons for that. You can check them here. However, budgeting is not a rocket science. […]
Still, only 29 percent of Americans know that 529 plans are an education savings tool, according to a new survey by the investment firm Edward Jones. That’s down from last year when 32 percent of the more than 1,000 people polled said they understood what the state-sponsored plans did. These plans offer many tax benefits […]
The Virginia Bankers Association has highlighted six smart financial decisions college graduates should consider in order to position themselves for financial success as they embark on their next phase of life. In 2017, more than 70 percent of college graduates began their careers owing more than $37,000 in student loans. Considering the additional living expenses […]
When it comes to a child’s birthday, there’s usually nothing a parent won’t do. You want to make their dreams come true, no matter what it takes to get there. Extravagant first birthday parties have become a bit of a trend in recent years, and the many themes and outings available now seem to be […]
If you received something sparkly under the Christmas tree last year, how do you best care for it? And what’s it really worth anyway? Shital Naik, a professional diamond grader qualified by the Gemmological Institute of America working for professional jewellery valuations company Central Diamond Administration, answered the following questions: 1. I’m going through a […]
Medicare Advantage plans attract seniors with their appealing price tags and promise of comprehensive health coverage in one convenient package. But are these plans a disadvantage for people with serious health problems? That’s the question raised by recent studies. A 2017 review by the U.S. Government Accountability Office, for example, found that in some Advantage […]
