Airlines are now adding a new tier called “basic economy,” in addition to coach and first class, and these cheaper fares come with significant restrictions. “It might seem like you’re saving money, but if you travel with a carry-on bag like this one, you might not be able to bring it on the plane. A […]
Category: Personal Finance
The first thing you should know about saving money
A single unplanned expense could send millions of Americans into a financial tailspin. Across nearly all ages and generations, from millennials to baby boomers, one-quarter of Americans, or roughly 55 million people, said they had nothing saved in an emergency fund, according to a Bankrate.com survey of 1,000 adults conducted last month. (The Silent Generation […]
Just Out of College? Now Is the Time to Take Stock of Your Finances
After the tassels have been turned and the mortarboards thrown into the air, many college graduates are about to be on their own for the first time. Their first step, financial experts recommend, should be taking stock of their finances. “Grab hold of your financial life,” said Jill Schlesinger, a certified financial planner and “ambassador” […]
How to Invest Your First $1,000
If you want to build your wealth, making smart investments early on is key. And if you’ve collected some extra cash, and you don’t need to pad your emergency savings account or dig yourself out of debt, it’s an ideal time to try your hand at investing. With that in mind, we asked a handful […]
Tips to Stay on Budget When Building a New Home
When you’ve made the decision to build a new home, selecting the right builder is a critical part of the process. You want to find a builder who business approach aligns well with your personal preferences. And staying within your budget will be a key part of positive home-building experience. Being an educated consumer, and […]
These are the only three times you should pull money from your 401(k) plan
You already know you shouldn’t tap your retirement plan to fund frivolous purchases, yet in a handful of cases it just might be okay to take a loan. Retirement plans account for a large chunk of personal wealth: The average 401(k) plan account balance at Fidelity Investments hit $102,900 as of the end of the […]
Find great deals on cars, electronics by capitalizing on others’ mistakes
Most of us have wasted money on ill-considered purchases or stuff we really couldn’t afford. As we get more financially savvy, that happens less often. But we can still profit from other people’s bad choices. People who prize the latest and greatest, for example, quickly need to upgrade to the next shiny thing. That leaves […]
People are taking out loans to pay for their vacations
Denise Phillips, a military veteran and mom who has three sons in the service, wanted to book a trip to Hawaii to spend Thanksgiving with one of her children. But she didn’t want to pay for the trip all at once. So she started searching online for installment plans and found one through the lending […]
Top Tips For Creating A Professional Looking Website On A Budget
Where it used to be that businesses were able to get by without a website, today that is no longer the case. Businesses are now becoming more aware of the value that a website offers, which is prompting them to take the necessary steps to create one. However, despite all the research, some two […]
Why Direct Line is right to warn on £69bn debt Britons are hiding from partners
When someone says “I’m not racist but…” they usually are. But, if research by insurer Direct Line is to believed, nearly a third of Britons are more likely to dispense with such shorthand and openly discuss their prejudices with their partners than they are to talk about the debts they might have. Perhaps that line […]
Ad legend John Hegarty reveals the first lesson he learned in the working world: ‘Don’t chase the money’
Advertising legend John Hegarty has had more than six decades worth of experience working with major brands, however, his career may have looked a lot different if he hadn’t taken on some valuable advice early on in life. During his time at design school in the 1960s, Hegarty became enthralled by advertising and the creativity […]
When actress Debra Messing was broke, here’s how she splurged
Before Debra Messing’s acting career took off, she was a broke grad student living in New York City. Still, she found small ways to treat herself, she tells CNBC Make It: “When I was a graduate student at NYU, I had no money. And my big splurge was a soy burger dinner at Dojos. It […]