Handling and organizing money is essential to your survival and growth as a freelancer.. Many people will talk to you about how to increase your freelance rates, or where to look for mor work. But how to actually handle the money you’re bringing in? No one really talks about that. How you organize the money […]
Most financial advisers see their job as helping clients manage money. Steve Sivak wants to help them manage life. Sivak, 39, focuses on the human side of financial planning. “People are much more likely to stick with a financial plan that’s aligned with their values,” Sivak said. “While I don’t force it, I try to […]
What’s the secret to a happy marriage? We all know that stress can cause a real strain on a relationship, especially financial stress. So it’s important to learn how to minimize that stress. Here’s our money advice for newlyweds. For richer or for poorer… that’s what you agreed to when you spoke your vows in […]
Never underestimate the power of a personal brand. The idea is simple: Use your personal identity as a branding platform separate from your corporate brand, relying on your personality and expertise to attract your own followers and build a reputation. Once in place, your personal brand can be used to support your main venture or […]
You too can take advantage of soaring home prices. And no, you don’t have to sell your home in order to cash in. As real estate values rise across the country, a growing number of homeowners are pulling cash out of their homes through home equity loans and home equity lines of credit, or HELOCs. […]
Getting promoted sometimes feels like a puzzle with a solution that’s ever-changing. That’s because, at many companies, there are no hard-and-fast rules as to who gets promoted. But just because in many cases the path to a promotion is vague does not mean you can’t put yourself in the best position possible. If you follow […]
New data from CreditCards.com says that 84% of cardholders who asked for a late fee waiver were able to get those fees eliminated, and 70% were able to get an annual card fee lifted. The data reinforces the notion that getting out of credit card fees isn’t as difficult a task as cardholders may think. […]
Even if you have everything it takes to start a small business, doing so may not be the right move. Let’s assume you have a proper business plan, have arranged proper financing, and have removed any major roadblocks to going after your dream. That makes it possible to open your company, but it’s important to […]
Where did you learn how to handle credit cards? According to a new survey conducted by the website CreditCardsExplained.com, there’s almost a 50% chance that you’re self-taught. The survey of 2,500 respondents showed that 45% of consumers never had a proper education on credit cards. Of those who received their credit card education in school, […]
Some workers go years without seeing a bump in their income. But what if you recently received a raise, only you aren’t happy with the final number? It’s a tricky spot to be in. On the one hand, it’s hard to broach the topic with your manager because it’s not like your wages have remained […]
In today’s microwave society—where more data is created in one year than the last 5,000 years—it’s a herculean task to stay focused. Getting distracted may seem innocuous, but the consequences are disastrous over time: lost productivity, falling revenues, and a gnawing ever-present sense of missed opportunities. These overachievers and members of The Oracles share their […]
Have extra cash? Put it in an envelope. In fact, put it in several That’s how “Broke Millennial” author Erin Lowry saved $500 in a year on a $25,000 salary. The theater major moved to New York City in her early 20s after landing a job as a page on the David Letterman Show. The […]
