You may be earning money over the summer from an internship, job or any other form of employment. If you’re making some bank this summer, remember that fall semester is approaching faster than we think, and as college kids we always need money. We need textbook money, emergency money, rent money and, of course, some […]
Planning a vacation doesn’t mean you have to break the bank on airfare or hotels. By setting up loyalty accounts, picking the right credit cards and redeeming your points for travel, you book a getaway on the cheap. Here’s our guide to saving money on your time off — so your bank account can take […]
With the summer holiday season upon us, consumers using HotUKDeals , the UK’s biggest deal-sharing community, have been sharing tips on how to save money when holidaying abroad. Make sure your credit/debit card is abroad friendly or use a pre-paid card Don’t just rely on your usual credit and debit cards that you would use […]
Saving money when you live paycheck to paycheck feels completely unrealistic, especially when you’re already on a pretty tight budget (and there’s rent to pay, bills to fork out for and uber eats deliveries that ain’t going to eat themselves). We also know, however, that a savings account that contains an emergency fund should be […]
Do yourself a favor when you’re filling up with gas for your summer road trips across California and beyond — and pay with cold, hard cash, the Secret Service warns. Clever fraudsters have installed credit card “skimmers” at fuel pumps across the nation to steal unsuspecting motorists’ personal financial information — and ultimately, their money, […]
You can drive for a ride-share service, deliver for various companies, or take on task-based work with very little effort to get started. In many cases, these side-hustle gigs take nothing more than filling out an application (assuming you have the applicable skills). It can be tempting to take on extra work in order to […]
As described in my book The Art of Startup Fundraising, term sheets can be really scary for new start-up founders. More than anything, it’s the fear of the unknown, or of making a mistake that founders may regret later, as the business grows. Term sheets are important, and can be complex, but they don’t necessarily have […]
Saving money on a tight budget is not only possible, it’s also imperative. One unexpected expense can have a huge impact when money is tight. Finding a way to start saving money so that unexpected expenses aren’t so devastating may not be easy. But shifting your thought patterns can yield long-term results. Being a “saver” […]
Is a 401(k) loan a good idea? Some 401(k)s let you borrow $50,000, or half your account value, whichever is smaller. The wisdom of this move depends on your circumstances and other options. Taking out a 401(k) loan is typically cheaper and easier than getting a consumer loan. And you pay interest to yourself instead […]
If you want to build wealth, a good place to start is with your habits. The sooner you establish smart ones, the better your chances of reaching seven figures. Here are 10 habits that have worked for ordinary people as they worked to achieve goals like financial freedom or early retirement. Automate Self-made millionaire Chris […]
Airlines are now adding a new tier called “basic economy,” in addition to coach and first class, and these cheaper fares come with significant restrictions. “It might seem like you’re saving money, but if you travel with a carry-on bag like this one, you might not be able to bring it on the plane. A […]
A single unplanned expense could send millions of Americans into a financial tailspin. Across nearly all ages and generations, from millennials to baby boomers, one-quarter of Americans, or roughly 55 million people, said they had nothing saved in an emergency fund, according to a Bankrate.com survey of 1,000 adults conducted last month. (The Silent Generation […]
