Your smartphone might be an expensive mini computer in your pocket, but hey, that device can save much more than phone contacts. Everyone likes the idea of saving money, but most time, our busy schedule gets in the way of our budget and at the end…we forget to save money However, with your smartphone, you […]
Studying abroad can be an exciting and fresh new experience for international students, but managing money can be a big challenge. In fall 2017, some 1,323 undergraduate students from foreign countries were attending the University of Massachusetts Amherst and 389 of them are freshmen, according to UMass At A Glance. For most of these students, […]
If you’d like to clean up your diet without spending a fortune, here are six tips you can try. 1. Identify key ingredients: Let’s talk strategy. By choosing a few main ingredients to use in meals all week long, you’ll save yourself from buying dozens of different things and having inevitable leftovers that go to […]
Atrial fibrillation is putting a huge burden on the NHS. The condition, which causes an irregular and often abnormally fast heart rate, increases the risk of stroke by up to five times, and is estimated to cause around 12,500 strokes each year. But around 7,000 strokes and 2,000 premature deaths could be avoided every year […]
The Cheesecake Factory is mall food on steroids. Everything is bigger and extravagant, from the signature sugar-bomb desserts to calorie-loaded main dishes that barely fit on the tables. The chain restaurant is also pricier than more middle-of-the-road establishments like Chili’s or Olive Garden. Entrees tend to run from about $15 to $21, while fajitas at […]
About 30% of taxpayers won’t receive a refund this year, but it might work out better for them if they did. Tax refunds are bemoaned by obnoxious blowhards who will tell anyone who’ll listen that refunds “give the government a free loan.” As it turns out, they could give you a financial boost while preventing […]
Tax preparation software has improved significantly over the past several years, and more and more people are using it to file their own taxes. If you are debating whether doing your own taxes is right for you, consider the following factors: Simplicity of your Tax Situation – If you have relatively few deductions, few sources […]
If you’re concerned about having enough money in retirement, you’re not alone. And if you’re behind on savings, you’re in good company there as well. The average American’s 401(k) balance just reached $104,300, while the average IRA balance hit $106,000, according to Fidelity. But while these numbers actually represent an all-time high, they’re not all […]
Whether it’s a hotel stay, shopping or dining out, a vacation to Paris can be a pricey proposition, especially if you’ve got your sights set on an upscale trip. But there are plenty of ways to stretch your dollar in the City of Lights and have a high-end getaway. Barkley Hickcox, a Paris specialist and […]
Worried about sending your kid out into the world? You should be. As it stands, about 1 in 5 children in the U.S. don’t meet baseline levels for financial literacy proficiency, according to the often-cited PISA 2015 Financial Literacy assessment. That can become an issue when they need to make a budget, find affordable housing […]
“Delaying your purchases for a day gives you time to think about whether or not you really need the items, and it curbs regrettable impulse buys,” advises Marc Diana, CEO of MoneyTips. “Sale items may be an exception to this rule, but even then, question how badly you need the item compared to saving or […]
Saving money is one of the most important aspects of building wealth and having a secure financial foundation. Yet many of us have learned the importance of saving money through trial and error, and more importantly, experience. In school, we aren’t really taught about the importance of saving and many of us find that as […]
