The average kitchen remodel costs around $20,000-$50,000. But we have some tips to help you get more bang for your buck and create a beautiful kitchen on a budget! 1. Hire a professional. Sounds like a waste of money, right? Wrong. Hiring a professional designer will save you time and money in the long run. […]
Category: Personal Finance
Five risks to check before you travel this Easter
You’re focused on packing suitcases, checking the car and making sure your pets are cared for, so insurance is probably the last thing on your mind. Apart from checking up on your short-term cover, you need to make sure that your long-term insurance is up to date. Financial adviser at Liberty, Phillip Kassel, says: “It’s […]
You can live longer if you retire early, research shows—here’s why
Retiring early can actually lengthen your life, economists from the University of Amsterdam affirmed in a 2017 study published in the journal of Health and Economics. Male Dutch civil servants over the age of 54 who retired early were an astounding 42 percent less likely to die over the subsequent five years compared to those […]
It is possible to have a ‘perfect’ credit score if you prioritize these 4 things
A credit score is an important measure of your financial health. The better your score, the more likely you are to get a good deal on a home or a car, or to be able to rent an apartment — and maybe even get a date. While most Americans have average credit, it is possible […]
How to Set Money Goals With Your Spouse
This is what individual experts have to say generally about an issue that affects each person differently—if you want personalized advice you should see a financial planner. Reframe the Conversation First, it’s so crucial that you recognize that you and your spouse grew up with different money mindsets. It can be easy to fight with […]
Have a Personal Finance Day every month
Just as we all enjoy a day to ourselves; be it for shopping or a day at the spa – everyone should have a Personal Finance Day. What is a personal finance day? “A Personal Finance day is a day set aside each month to sort out your personal finance needs. This will help you […]
It takes GRIT to achieve personal finance goals
Do you have ample financial controls to keep you afloat on your life journey in 2018? Do you have adequate capacity to take on the challenges: anticipate financial issues, understand the consequences for each decision and action taken, identify the interdependence of financial variables, and understand the nexus between your personal finances and other domains […]
3 big reasons you’re underestimating how much retirement income you need
Do you know how much money you’ll need to save for retirement? Chances are good that you don’t. More than 8 in 10 Americans have no idea how much retirement savings they’ll need when leaving the workforce, according to a recent Merrill Lynch survey. And, unfortunately, Americans who think they’ve got it all figured out […]
401(k): 5 steps to wake up a napping retirement plan
Are you among the 56.8 million Americans with a 401(k) plan from a small or midsize company? If so, did you know many of them aren’t so hot, with subpar, nosebleed-level fees and lousy investment options? And scant retirement advice? Here are my five simple steps to see if your 401(k) plan needs a wake-up […]
6 ways to live the dream on a dime
You don’t have to earn six figures to be happy. Author Dina Gachman knows from personal experience. She has faced student loans, made ends meet on unpaid internships and, along the way, figured out how to live the dream on a dime. “It’s not about feeling mopey because you can’t afford a private jet with […]
Work from home? You can claim from the taxman
Homeowners are paying higher taxes of all sorts this year, from VAT and fuel levies to the new municipal property rates recently announced in many cities. However, self-employed individuals and employees who often work from home may be able to claw some of that back from the taxman. “Many employees prefer to work from home […]
You’re probably paying more for your car loan or mortgage than you should
The Federal Reserve makes headlines from New York to Hong Kong anytime it lifts its benchmark interest rate. Rightfully so, as any increase tends to drive up borrowing costs on everything from credit cards to auto loans and mortgages. There’s a more important factor that determines how much you’ll pay when you borrow money to […]