Whether you’re renting a car or getting a mortgage, you may be wondering if you’re truly netting the best deal. These days, a number of websites and other resources are available to help ensure you aren’t paying more than needed. But rather than spend hours combing the web or calling companies to land the best […]
The older you are, the better the odds that you have at least begun to set some money aside for retirement. Even so, there remain significant numbers of Generation Xers — and even baby boomers — who have nothing saved for their golden years, according to new research from Personal Capital. Among millennials, 39% had […]
Whether you are a twenty something, a beginner, a young adult, in college, or an experienced budgeting pro, you can always improve your financial IQ. The average Joe or Jane citizen claims to read one book each year while the average CEO is reported to read sixty books annually. Why is reading more important to […]
Personal finance can be daunting, but familiarizing yourself with basic money concepts — like how to build wealth, stay out of debt, and earn returns on your investments — will, quite literally, pay off. To help you get started, we turned to the latest edition of Beth Kobliner’s book “Get a Financial Life: Personal Finance […]
One major benefit of saving in a 401(k) over an IRA is getting an opportunity to snag free money in the form of an employer match. It’s estimated that 92% of companies that sponsor a 401(k) also offer matching contributions to varying degrees, and if yours does the same, you have a real opportunity to […]
Being relatively new to the workforce is hard. For many young adults, that means earning a less-than-stellar salary and grappling with student loan debt. It’s no wonder, then, that nearly one out of every three people aged 18 to 34 is living back home with his or her parents. In fact, the percentage of young […]
When shopping for a mortgage, most people are thinking mainly about the size of their monthly payment. While that’s all well and good, there are many other factors to consider, as well. Below are six additional questions to ask your lender before you sign on the dotted line. Read them over to make sure you […]
There are plenty of good reasons to take on a side hustle. For some, it’s a matter of using the extra money to pay off debt or build savings. For others, it’s a means of having more spending cash to go out and take vacations. But money aside, a side gig can also open the […]
Retirement isn’t the sort of thing most of us can just jump into. Rather, it requires long-term planning and a healthy level of savings to boot. And while a large chunk of Americans are taking steps to build their nest eggs, there’s one important piece of the puzzle most workers are missing: planning for healthcare […]
With so many bills and so many due dates, you may sometimes be tempted to let a credit card payment slide until payday. Our advice? Don’t do it. Here’s what happens when you start missing credit card payments. When your payment is 1-29 days late When you fail to make your minimum credit card payment […]
More than 70% of Americans fall short of the often-recommended level of emergency savings, according to a new Bankrate.com report. And many have no emergency savings at all. According to the report, 23% of Americans have no emergency savings whatsoever, while 22% have less than three months’ worth of expenses saved. 18% have enough to […]
The term side hustle comes at least partly from the nature of how people perform these types of jobs. Part-time or second job doesn’t really cover it because this is work that involves hustling. Whether you drive for a ride share service, have your own website, or do something more traditional, side hustlers are generally […]
