If you’re going to write a book about personal finance, Job One is to say something different than the hundreds of books already covering the topic. Novice author Gordon Stein aced this test. “Most personal finance books say save 10 per cent and invest it,” the author of Cashflow Cookbook told me when I met […]
If you have R150 in your bank account once all your fixed monthly expenses have been paid, would you typically spend or save this extra amount? If you are like many South Africans, you’ll feel that R150 is just too little to make a dent in your home loan or retirement savings so you’ll end […]
Know someone trying to look fly on a budget this prom season? MoneyCrashers.com has some tips to help: Consider buying over renting When it comes to buying a tuxedo, buying may be the best option instead of renting. Buying will also save money down the road if you will wear the tux again. Don’t fear […]
Whether you’re in debt or your rainy day fund is dry, sometimes, talking about finances or facing them can be embarrassing and a lot of people often feel judged. Our friends at The Penny Hoarder rounded up a list of helpful money tools that won’t make you feel bad about where you are, but instead […]
Operating a small business isn’t easy. Between staffing, insurance, overhead, office space, supplies and legal resources, to name a few, it’s easy to be spread too thin. To build and maintain a successful long-term business, identify key areas in your budget you can outsource, reduce costs, or even apply technology like AI and data analytics […]
For those who think owning a sailing yacht is just for the rich and famous, think again. Buying a boat has never been cheaper, while the annual cost of ownership is roughly the same as a gym membership, according to sailing writer and author Dave Selby. Selby bought his first boat in 2004, an 18-foot […]
This Japanese approach to managing household spending may be over 100 years old, but it’s as relevant as ever. First there was Marie Kondo, who exploded out of Japan with her bestselling book, “The Life-Changing Magic of Tidying Up,” and managed to declutter and organize homes around the world with her detailed instructions and quirky […]
Why Delay Saving for Retirement? Are retirement savings a priority for you? If not, why aren’t they? Perhaps you have other expenses to deal with, excess debt, or too little income. Maybe you don’t know how much money you’ll need to retire, or you know very little about investing for retirement. It’s possible that you […]
Trying to save some green doesn’t mean your garden should pay the price. Before you head out to a garden center for a spring spruce-up, dig into these money-saving shopping tips. Begin From The Ground Up Before investing in a single marigold, pansy, hydrangea or hosta, spend a little time tending to your beds. That […]
You’ve seen the headlines: One recent graduate repaid $100,000 in student loan debt by living off ramen noodles and selling plasma. A young couple managed to retire at 35 by living rent-free in a camper and growing vegetables. A family sold its belongings and traveled the world, using just credit card points and an app […]
It turns out one of the best retirement tools out there has likely been under your nose the entire time. Saving for retirement is hard, and most soon-to-be-retirees aren’t prepared enough. The average retirement costs upwards of $738,000, according to the 2017 Merrill Lynch Finances in Retirement Survey, and nearly half of baby boomers have […]
Do you need to increase your marketing without increasing costs? These 11 tips can help you effectively market your business and bring in new customers without taking on new expenses. Promoting a business can seem daunting for small business owners who have little to no money in their marketing budget. Fortunately, in this digital age, […]
