You know you need to market your business, especially if you’ve only very recently opened your doors. It’s the only way you can attract new customers to your brand! Unfortunately, for as much as new businesses need to come up with effective marketing strategies, they also have very little money. Without a sizeable wad of […]
Category: Personal Finance
Tips on Making A Home Move-In Ready
Today on Talking Texoma, Vivian Kirkpatrick of Domain Real Estate talks with host Shana Jackson about what to do if your new home isn’t quite move-in ready. Vivian tells us that there is not a lot of inventory in Texoma for home buyers these days, but you can get into an older home with great […]
How Financially Prepared Are Prospective Parents?
There’s no universal numerical answer to the question, “How much does it cost to have a baby?” But it goes without saying that “a lot” covers the situation fairly well. Entirely ignoring the bills you’ll face related to giving birth, as The Motley Fool’s Christy Bieber noted in a recent article, “the U.S. Department of […]
7 Taxes Retirees Must Consider
Retirement has finally arrived. You’re ready to start drawing on your retirement income sources. Enjoy this new phase of your life. Unfortunately, you haven’t been able to retire from taxes – and your taxes will enter a new phase as well. You don’t have an employer to hold out taxes on your salary anymore. You’re […]
Wealth advisor: 6 tips for making the most of a windfall
Millennials and Generation Xers will face major decisions in the coming decade on how to handle any inheritance from parents, grandparents and other relatives. An estimated $30 trillion in assets is expected to pass from baby Boomers in North America to their heirs over the next 30-40 years, according to a 2015 study by Accenture. […]
8 Ways to Avoid Returning to the Workforce After Retirement
Retirement is not always permanent. Lack of enough money is one reason retirees go back to work. But other people struggle to find fulfillment in retirement and choose to take on a new job. More than half of retirees age 50 and older say they would return to the workforce for a compelling opportunity, according […]
How to Become an Extreme Saver in 2018
If you want to cultivate healthy financial habits this year – and stash away some money for your emergency fund, your retirement, your kid’s college education and that elusive worldwide vacation – now is the time to develop smart saving practices. But if you’re going to become an extreme saver, you need to act fast […]
Here’s what smart rich people really do with their nest egg
Most people think they’re above average in intelligence, relationship status and professional achievement. Social scientists call this “illusory superiority.” My business partner Scott Puritz, has found the one area where even above-average people, objectively smart, rich, successful professionals, seem to wave the white flag and admit to not understanding — money and investing. “One of […]
What Is a Robo Advisor and How Do You Choose One?
A robo advisor is a digital platform-based financial advisor who uses data algorithms to come up with an automated financial plan for investors with little or no human interaction. A robo advisor will provide a list of basic finance and investment questions, based on your age and current assets, accumulated debt, investment-risk tolerance and long-term […]
Aim to Get to $10,000
It can feel daunting to start from zero when you’re a newbie saver or investor. You have financial professionals advising you to put away 20 percent of your income and save double your salary by the time you’re 35, while you’re struggling to pay rent and make your student loan payments on time. Saving anything […]
Catch the refinance train before it pulls away from the station
For most families, a home mortgage represents both their largest single expenditure and their biggest monthly obligation. According to credit bureau Experian, the national average mortgage loan balance in 2017 was $201,000. Tennesseans carried an average of $150,000, while in Georgia the mean loan balance was $170,000. Obligations of this magnitude carried into retirement are […]
The best travel credit card if you want cash back
If you want a credit card that rewards travel and offers cash back at a good rate, we’ve got you covered. In a recent analysis of the best travel credit cards, CNBC Make It reviewed 35 of the most popular travel cards in the U.S. Using a sample budget based on data from the Bureau […]