There is no doubt that most men would love to have a spanking new vehicle with all the bells and whistles and the ability to turn heads. However, in today’s financial climate, we can’t always afford to do this, which can be a real downer for men who love their cars. The good news is […]
Category: Personal Finance
Money-saving tips on school supply shopping
Most public school students are back in class in less than three weeks.That means back to school shopping is in full swing. Getting all the supplies your keiki need for school is a project all it’s own.The lists can be lengthy and can cost you a pretty penny. Leeann Punua has three kids, ages eight, […]
Why traditional credit scores still matter
Researchers and startups say all kinds of weird data can predict your creditworthiness. What kind of smartphone you have, who your friends are and how you answer survey questions may foretell how likely you are to pay back a loan. Don’t expect this alternative data to displace the three-digit number most lenders use, however. Credit […]
How to know if you need a financial advisor
Investment apps, glossy books, robots, blogs and more blogs — the number of places to pick up financial advice have never been greater. Is there ever a need to consult a person with a pulse anymore? Most financial experts agree, yes (and no, not just advisors). “You have to go to a person to get […]
5 Tips to Quit Stressing About Money
Many people mistakenly believe that if they just had more money, all their financial anxiety would disappear and they could finally be happy. In some cases, earning more is the solution to improving your financial health or dealing with a hardship. But what’s surprising is that you can feel stress no matter how much you […]
Travel Tips: Saving money while booking rooms
Why did you end up paying $100 more per night for that hotel stay than your friend, who was a guest at the same property just a few days earlier? It is not uncommon, according to Mike Heflin, the senior vice president of the hotels division at Travel Leaders Group, a network of 50,000 travel […]
4 Mistakes to Avoid When Asking for a Raise
Though asking for a raise is easier said than done, it’s essential that you push yourself out of that comfort zone and make the case for more money. Your earnings at your current job will most likely influence your salary at your next job, so if you’ve been avoiding that uncomfortable conversation, it’s time to […]
People are taking out loans to pay for their vacations
Denise Phillips, a military veteran and mom who has three sons in the service, wanted to book a trip to Hawaii to spend Thanksgiving with one of her children. But she didn’t want to pay for the trip all at once. So she started searching online for installment plans and found one through the lending […]
This is what you need to know to plan for medical costs in retirement
Medicare pays for many of the health-care costs incurred by older Americans, but it doesn’t cover everything. This creates a financial-planning problem — how much should a person expect to pay in out-of-pocket health-related expenses during retirement? It’s a tough question because there are so many unknowable factors: What medical problems will you face? How […]
GenX Retirement Won’t Be A Fantasy With These 4 Steps
GenX retirement could be a pipe dream if… In a recent survey, 84% of GenXers surveyed said that retiring at 65 is a fantasy. The reality, though, is that GenXer retirement doesn’t need to be a pipe dream. What is a GenXer? Pew Research Center showed that GenXers are more concerned about retirement than either […]
Tips to save money on a tight budget
Families living frugally on tight budgets are calling for a return to the old days when people really knew how to do it tough. With news electricity prices are hurting pensioners and people on low-incomes, and the cost of living high in general, people are returning to old tips and tricks to get them through. […]
AP 2 In 5 Believe Age Affects Credit Score
Do you look at your credit score as a mysterious number that rises and falls for no good reason? Do you look at your credit score as an asset to be managed? Do you look at your credit score at all? The annual credit score survey from the Consumer Federation of America (CFA) and VantageScore […]