You’ve found the perfect person, and you’re ready to walk down the aisle. There’s just one thing giving you pause: Your partner’s credit score is under 600, and you’re worried they might drag you down with them. While it’s true that your spouse’s poor credit could come to affect you, your score won’t take a […]
You likely shop around to find the best prices for groceries, clothing, and electronics. But what about for medical procedures? If not, you should start today. Most Americans assume medical procedures are set at a relatively fixed cost, but they could be losing out on thousands of dollars a year by not shopping around, a […]
According to a Gallup poll, 51% of nonretired Americans don’t think they will have enough money to live comfortably in retirement. Retired Americans are more confident, with 78% saying that they have enough money to live comfortably. However, wherever you are on the spectrum, no matter if you are just starting to save for retirement […]
If you’re getting ready to tie the knot, you may be wondering if getting a prenup – a legal document that determines how assets will be divided and protected in the event of a divorce – is a smart financial decision. And you wouldn’t be alone. According to a 2016 survey from the American Academy […]
If you’re currently on the job hunt, you may have already put some time and effort into cleaning up your social media profiles. It’s a smart move: Approximately 70% of employers admit to looking up potential employees on social media. Maybe you’ve deleted some questionable photos from that college spring break trip or started being […]
When looking for a job, most people cast a lot of lines. To increase your chances of getting hired you send out a lot of resumes, put in multiple applications, and if things are going well, go on at least a few interviews. If that happens, and you have multiple irons in the fire, it’s […]
According to the latest data from the NY Fed, total consumer debt is now at an all time high of $13.2 trillion. That equates to an average of over $40,000 owed by every single American across mortgages, student loans, auto loans, and credit cards. So much debt can certainly feel overwhelming and helpless. For some, […]
Financial fragility doesn’t always present the way most consumers’ imaginations tells them that it will. The most common perception people have of the financially-fragile customer aligns most closely with either the “On the Edge” consumer profile or the “Shut Out” profile described in the PYMNTS/Unifund Financial Invisibles Report. And there are some compelling reasons for […]
Figuring out where to retire might be easy for some, but for others it’s a difficult decision. There are all kinds of articles about the best places to retire in the U.S., specifically in Florida, but what if the choices on these lists don’t really speak to you? It’s easy to default to retiring in […]
The countdown to retirement can include all sorts of plans — setting aside extra cash in in the 401(k) plan, aiming to pay down debt, dreaming about the first trip you’d like to knock off your bucket list. But retirement experts will tell you that it’s the things that you don’t plan for that derail […]
These days, having an adult child live at home is relatively commonplace. As of 2016, 15 percent of 25- to 35-year-olds were living in their parents’ home, according to a 2017 study from Pew Research Center. For many well-meaning parents, welcoming their adult children home means helping them manage a transition, save money, pay off […]
You don’t have to look far to find disconcerting headlines about saving for retirement. According to the 2018 Northwestern Mutual Planning & Progress Study, one in three Americans have less than $5,000 set aside for retirement. While Americans’ lack of retirement planning and subpar savings habits are a cause for concern, fortunately there is […]
