Getting your finances in order is not easy. Not at all. Between a mortgage/rent, car payments, student loans, credit card debt, and impulsive purchases here and there, merely looking at your bank account may make you want to curl up in a corner, cry, and pray for the money gods to make it rain. But […]
Having a well-crafted resume can be the key to getting your foot in the door at the company of your dreams. But figuring out how to make your resume fully representative of your experience and also stand out is easier said than done. After all, hiring managers and recruiters generally only spend about seven seconds […]
If you’re lucky, by the time you’re in your 50s or 60s, you’ve amassed a retirement fund to tide you through the next few decades. So you now might be seeking ways to simplify your life and finances. If money and investing aren’t top priorities, there are a few ways to streamline the tasks to […]
Working from home comes with a huge upside, along with some risks. You don’t have to commute and probably don’t even have to get dressed for work, but being at home has drawbacks, too. Not only is your house full of distractions, it’s not a typical workplace. That can make it hard to stay focused […]
Although the U.S. doesn’t have the reputation for being a nation of savers, there does seem to be some hope. A new survey shows that 28% of employed Americans say they are putting away more money for retirement this year than they did last year. And that makes it four years in a row there’s […]
Credit utilization is a fancy name for how much of your available credit you’ve used. It’s one criterion used by the three major credit bureaus to calculate your credit score. Why do they care? Because your credit utilization is an indicator of the extent to which you rely on credit. How credit utilization affects your […]
There’s no two ways about it: Social Security is a financial savior for our nation’s retired workforce. According to an analysis conducted by the Center on Budget and Policy Priorities, the mere fact that qualifying aged beneficiaries are receiving a guaranteed monthly payout from the Social Security Administration (SSA) is keeping roughly 15.1 million retired […]
Even if you aren’t raking in millions, you can grow your wealth just by mimicking the financial habits and strategies of the ultra-rich. Here’s how. Live within or below your means Living within your means is one of the best financial habits you can master. Take for example billionaire investor Warren Buffett, who currently boasts […]
Balance-transfer credit cards help tackle debt by letting you move a balance from a card with a high interest rate to one that temporarily charges no interest. But how long that introductory period lasts varies from card to card. To determine which credit cards are the best for getting out of debt overall, CNBC Make […]
If you plan to live off your Social Security checks, you may want to consider relocating to a state where you will get more for your money. Personal finance website GOBankingRates ranked which states are most affordable based on average monthly benefits — $1,295.08 — and the overall cost of living in each state. That […]
Students know that college is expensive. After all — they’re the ones who’ll be making student loan payments after graduation. But one major cost that can often be overlooked when estimating the cost of a degree is textbooks. The College Board estimates that the average student spends more than $1,200 on textbooks every semester. To […]
One of the things I most often hear from people about personal finance is how much they wish they had learned about it when they were younger. In talking to younger people, I do see a lot of awareness about the importance of financial wellness. Unfortunately, there are also a lot of myths and generalities […]
