Though asking for a raise is easier said than done, it’s essential that you push yourself out of that comfort zone and make the case for more money. Your earnings at your current job will most likely influence your salary at your next job, so if you’ve been avoiding that uncomfortable conversation, it’s time to […]
Category: Personal Finance
People are taking out loans to pay for their vacations
Denise Phillips, a military veteran and mom who has three sons in the service, wanted to book a trip to Hawaii to spend Thanksgiving with one of her children. But she didn’t want to pay for the trip all at once. So she started searching online for installment plans and found one through the lending […]
This is what you need to know to plan for medical costs in retirement
Medicare pays for many of the health-care costs incurred by older Americans, but it doesn’t cover everything. This creates a financial-planning problem — how much should a person expect to pay in out-of-pocket health-related expenses during retirement? It’s a tough question because there are so many unknowable factors: What medical problems will you face? How […]
GenX Retirement Won’t Be A Fantasy With These 4 Steps
GenX retirement could be a pipe dream if… In a recent survey, 84% of GenXers surveyed said that retiring at 65 is a fantasy. The reality, though, is that GenXer retirement doesn’t need to be a pipe dream. What is a GenXer? Pew Research Center showed that GenXers are more concerned about retirement than either […]
Tips to save money on a tight budget
Families living frugally on tight budgets are calling for a return to the old days when people really knew how to do it tough. With news electricity prices are hurting pensioners and people on low-incomes, and the cost of living high in general, people are returning to old tips and tricks to get them through. […]
AP 2 In 5 Believe Age Affects Credit Score
Do you look at your credit score as a mysterious number that rises and falls for no good reason? Do you look at your credit score as an asset to be managed? Do you look at your credit score at all? The annual credit score survey from the Consumer Federation of America (CFA) and VantageScore […]
Four marketing tips for businesses without a marketing budget
You know you need to market your business, especially if you’ve only very recently opened your doors. It’s the only way you can attract new customers to your brand! Unfortunately, for as much as new businesses need to come up with effective marketing strategies, they also have very little money. Without a sizeable wad of […]
Tips on Making A Home Move-In Ready
Today on Talking Texoma, Vivian Kirkpatrick of Domain Real Estate talks with host Shana Jackson about what to do if your new home isn’t quite move-in ready. Vivian tells us that there is not a lot of inventory in Texoma for home buyers these days, but you can get into an older home with great […]
How Financially Prepared Are Prospective Parents?
There’s no universal numerical answer to the question, “How much does it cost to have a baby?” But it goes without saying that “a lot” covers the situation fairly well. Entirely ignoring the bills you’ll face related to giving birth, as The Motley Fool’s Christy Bieber noted in a recent article, “the U.S. Department of […]
7 Taxes Retirees Must Consider
Retirement has finally arrived. You’re ready to start drawing on your retirement income sources. Enjoy this new phase of your life. Unfortunately, you haven’t been able to retire from taxes – and your taxes will enter a new phase as well. You don’t have an employer to hold out taxes on your salary anymore. You’re […]
Wealth advisor: 6 tips for making the most of a windfall
Millennials and Generation Xers will face major decisions in the coming decade on how to handle any inheritance from parents, grandparents and other relatives. An estimated $30 trillion in assets is expected to pass from baby Boomers in North America to their heirs over the next 30-40 years, according to a 2015 study by Accenture. […]
8 Ways to Avoid Returning to the Workforce After Retirement
Retirement is not always permanent. Lack of enough money is one reason retirees go back to work. But other people struggle to find fulfillment in retirement and choose to take on a new job. More than half of retirees age 50 and older say they would return to the workforce for a compelling opportunity, according […]