If you don’t have dental care coverage provided through work, you may be hesitant to buy individual coverage, with premiums reaching nearly $100 a month or more for some family plans. That may be why 74 million Americans didn’t have dental coverage at the end of 2016, according to the National Association of Dental Plans. […]
Retirement is a destination for sure, and one that we have been working toward for decades. But retirement is also a journey. It begins when we leave work and can easily last for 20 or 30 years. As with any journey, it sometimes makes sense to stop and review where we’ve been and where we’re […]
Budgeting, saving and getting out of debt probably don’t sound like a lot of fun, but app designers are trying to change that with an array of mobile apps to help people better manage their money. Some of these apps even use gaming elements to help make personal finance more fun and to increase user […]
Saving is the first step to building wealth. We all know saving money is important, yet many of us struggle to make consistent progress. Here are nine hacks to help you start saving more today. 1. Remember net worth trumps income Do you know your net worth? Many people know the number on their last […]
Owing money in retirement isn’t ideal — but most people do. Seventy percent of U.S. households headed by people ages 65 to 74 had at least some debt in 2016, according to the Federal Reserve’s latest Survey of Consumer Finances. So did half of those 75 and older. Paying debt usually gets more difficult on […]
We all want to save money, whether it’s for emergencies, retirement, or other major goals. And that’s why it’s crucial to keep our living costs as low as possible — because the less we spend, the more money we have available to set aside for different purposes. Here are a few expenses it pays to […]
Young people want to save for the future, and about a third of them believe the best way to do that is to stockpile cash. That’s according to a new survey from Bankrate, which found that 30 percent of millennials (those aged 18 to 37) say cash is the best place to put money they […]
As star of HGTV’s “Flip or Flop,” Tarek El Moussa knows a thing or two about buying homes. Beyond purchasing places to flip, the professional house hunter received his real estate license at 21 (he’s 36 now). After the housing bubble burst, he switched gears from selling mega-mansions to flipping properties. He recently gave Realtor.com […]
While taking a vacation is supposed to provide an escape from the stressors of everyday life, managing an escalating travel budget can be anything but relaxing. In fact, the 2017 Stress in America study conducted by the American Psychological Association found that 62 percent of Americans point to money as a primary source of stress. […]
If you want to learn how to make smart investing decisions, save more and eliminate debt, you’re in luck. Today, there are plenty of online personal finance courses offering money-management lessons. Take the 3rd Decade education program from the TCI Foundation, which is currently in the development stages of transitioning from an in-person to an […]
If you’re young and not planning your golden years, consider yourself normal. “Who in their 20s thinks about retirement?” asks Ben Coombs, a now-retired financial planner. “I know I didn’t.” Other financial planners share that sentiment. “Retirement was a faraway concept, and I gave it no thought,” says Lewis Walker, a certified financial planner at […]
Blue skies, a beach, a nice book. For many, retirement presents an opportunity for relaxation. But for the majority of Americans, that retirement likely will be put off for longer than they expected, a new study finds. Three of five Americans are “very likely” to work about two years longer than planned in order to […]
