If you have credit card debt, transferring a balance to a new card can give you a chance to catch up on your payments without sinking further into debt under the weight of outrageous interest rates. But it isn’t always the best move, and it could even make your financial situation worse. Here are a […]
Summer is the time to cut loose. Unfortunately, it can also mean cutting loose financially. Those sunny months bring endless opportunities for traveling and socializing. The biggest driver of summer overspending is the lack of a set budget for most things: holiday weekends, graduation parties, vacations, barbecues and family gatherings, summer camp, activities with the […]
It sounds like you have clarity on what’s tripping you up and that’s half the battle. The interview mistakes you’ve described are common, but deadly. Making one or more of these errors can ruin your chances of landing the job. Now, you need some insight on why you’re making these flubs, as well as some […]
Every job candidate knows how to start a job interview — on time, with a smile and a firm handshake. But it’s less clear how to end a job interview in a way that makes you stand out from the competition. According to best-selling management author and CNBC contributor Suzy Welch, the last few minutes […]
As an employer or recruiter, you certainly want to fill positions with the best talent you can find. But this process can be challenging. Recruiting for new or highly technical positions can require a fresh approach and updated strategy. Keep in mind that many of these hard-to-fill positions didn’t exist 10 years ago. Others require […]
Credit Card Defaults Drop in Consecutive Months Is there a limit to America’s appetite for debt? At least one indicator suggests that the answer is no. According to the Q2 2018 Household Debt and Credit Report from the New York Federal Reserve, total household debt in America has risen for the 16th straight quarter. Our […]
One of the driving forces behind much of entrepreneurship is the possibility to become affluent. There are certainly other strong motivating factors such as the desire to be creative and being in control. Still, becoming wealthy is regularly near the top of the list. However, in study upon study of highly successful entrepreneurs, it is […]
Timing Is Everything When it comes to asking for a raise or title change, you want to let your boss know your intentions well before your review, when the actual decisions are made. Alexa von Tobel, LearnVest Founder and CEO, certified financial planner, says the key is asking for what you want at least three […]
Since 2000, financial services giant Vanguard has released an annual study titled “How America Saves.” Based on data from $1.2 trillion in assets belonging to almost 5 million retirement savers in defined contribution retirement plans that Vanguard manages, this report offers a tremendous amount of insight into how millions of people save for retirement. Unfortunately, […]
It’s the question that plagues pretty much everybody as they look ahead: How much money will I need in retirement? Most likely, a lot more than you think. Let us explain. The typical approach most people take is to ask what percentage of their final salary they think they will need in retirement. If you […]
Creating a budget can be difficult for single parents. Making ends meet is hard when you are single and have kids. Aside from a roof over your head, you also need to consider buying food and clothing for you and your little ones. Budgeting for your children is important, especially when you are raising them […]
Everyone makes mistakes with money, but the stakes are much higher later in life. As you get older, and closer to retirement, it’s important to be very careful with your finances. A misstep, if it’s not corrected in time, could put you way off track and negatively impact your retirement timeline. It’s important to carefully […]
