There’s no doubt that a great mentor can be invaluable to your career — after all, mentors are able to provide you with insightful feedback, introduce you to important connections and maybe even help you find your dream job. Unfortunately, a great mentorship opportunity rarely just lands in your lap. More often than not, you […]
It’s the same old story, week after week. Your colleagues are gearing up for happy hour and ask you to come along, only you once again respond with an apologetic “no.” There are plenty of good reasons why you might choose to forgo work events rather than participate along with many of your peers. Maybe […]
We all want to build wealth, and investing is generally a good way to get there. When you park all of your money in a savings account, you limit its growth substantially, but when you invest it, you get a real opportunity to turn it into a much larger sum. Most Americans, however, aren’t confident […]
With the unemployment rate in America hovering around 3.9% — well below the 5.2% to 6% considered “full employment” — it has become harder for companies to fill open positions. That has in some cases pushed wages higher, and it has forced a number of large-scale employers to offer improved benefits, including helping workers pay […]
Though your Social Security benefits are calculated based on your highest 35 years of earnings, the age at which you first file for them will dictate your ultimate monthly payout. Eligible recipients actually get an eight-year window to claim benefits that begins at 62 and ends at 70. (Technically, you’re not required to file for […]
When it comes to setting a personal budget, you can’t afford to take any shortcuts – every penny matters. Your bills, retirement, and all other responsibilities are relying on you to effectively manage your credit. But for many, that’s easier said than done. And since commissioning your own financial advisor isn’t the most affordable solution, […]
How well are you doing financially? Are you in a relatively secure spot, or are you one unplanned bill away from a pile of debt? Knowing where you stand, financially speaking, is important no matter your age. But roughly one-third of Americans don’t have an accurate handle on their finances, according to new data from […]
A majority of millennials treat their retirement accounts like a piggybank. According to ETrade, more than a third of millennials make withdrawals from their 401(k) plans – and they use the money for a purchase, vacation or other personal expense. “That’s a very high percentage,” said Gregg Murset, a certified financial planner and CEO of […]
E-mail scams can take many forms, but did you realize that an e-mail scam could scuttle your home purchase? The Federal Trade Commission (FTC) has warned homebuyers of a housing-related e-mail fraud that could drain your housing funds. Thieves initiate the swindle by hacking into the e-mail accounts of homebuyers, real estate agents, and brokers, […]
We’re less than 100 days until Christmas. That may be hard to believe as it’s still summer-like in much of the country and many stores have just begun to put out their Halloween merchandise. Despite that, 1 in 7 (14%) shoppers have already finished or nearly finished their holiday shopping, according to a new survey […]
Millennials tend to get a bad rap on the money management front, and they’re certainly not strangers to racking up debt. But while you’d think younger Americans are in the hole as a result of credit card abuse, a large chunk of those struggling with debt can chalk it up to getting an education. In […]
People often think tending to their finances is hard work. But today, a myriad of online tools are here to help. “Automating your finances today is easier than it’s ever been,” says Peter Lazaroff, co-chief investment officer of investment advisor Plancorp. “Technology has made a huge impact, and I think it will only continue to […]
