The Real Cost of Smoking

WHEN IT COMES TO expensive habits worth quitting, smoking should be one of the first on the chopping block. Not only is regular tobacco use bad for your health, it can burn up your finances, too. “We don’t realize how much far beyond that cost of a pack we’re putting into (smoking),” says Jennifer Folkenroth, […]

Credit Card Limits Tightening

Did your credit card limit unexpectedly decrease? If so, would you believe the good economy is the reason why? Capital One and Discover, two of America’s largest credit card issuers, recently announced a tightening of credit card limits despite the strong economy. Both companies cite risk management as the reason. While the economy may be […]

Sharing financial wisdom with your kids

Parents often try to impart their values about money to help their children establish a strong financial foundation. If you are a parent, talking to your kids about money can help them learn how to be financially responsible, self-supporting adults. To get the discussion flowing, consider using these conversation starters depending on your child’s age. […]

Credit scores reveal red flags about a person that have nothing to do with money

Many new couples inquire about a potential mate’s age or how many previous partners they’ve had. Others are more interested in another number. Approximately 42% of adults say knowing someone’s credit score would affect their willingness to date that person, according to a recent survey of 1,000 adults by personal finance website Bankrate.com. That’s up […]