If you’re struggling to save a few bucks each month, you’re in good company. About a quarter of Americans say they have less than $1,000 to cover an emergency according to a Prudential survey of full-time employees. Between student debt, rent, and your cell phone bill, saving for big goals like buying a house or […]
Category: Personal Finance
Maui Ranks No. 1: Where Savings Accounts Work Hardest
Where you live can have a big impact on how much you can save, according to a recent study from financial technology company SmartAsset. The study measured savings account rates against household income, living expenses, and tax burdens in counties across the country to find where it pays the most to save. According to the […]
A workplace perk that can help your kids avoid debt
The last place many parents would look for ideas on how to save money for college is their workplace. After all, connecting with a 529 college savings plan is not exactly your typical job perk. Many young families don’t even use 529 plans for college savings. About 45 percent of parents use an old-fashioned savings […]
How to Follow Up With Candidates After the Interview
Here at Glassdoor, we preach that following up with every candidate who applies to your company — whether you’re going to hire them or not — is a crucial part of your recruitment process. But why? Is it really that important? We dug deeper into this best practice to see what following up with candidates […]
Here Are Senior Citizens’ Biggest Financial Regrets — Don’t Make Them Yours
You know that you could learn a lot from your grandparents, right? You can learn even more from more grandparents — from a host of senior citizens, in fact. A recent survey of seniors produced a long list of their financial regrets, which offers instructive insights. Check out the regrets below and see which ones […]
How to Successfully Onboard New Employees
So you’ve hired new workers? Congrats on your business growing. Now you need to make certain the new staff members can contribute to their full potential. That means successfully onboarding them, so they get up to speed and become fully functioning members of the team. The onboarding process can shape a new hire’s view of […]
How to Invest in Stocks if You Have $5,000
You’ve dutifully and painfully set aside part of your paycheck each month. You finally have $5,000 saved, with which you could make a down payment on a car, invest in stocks, or buy diamond-studded headphones. These are clearly the only options! But if you’re ready to start playing the stock market, here are some tips […]
5 Ways Small Business Owners Can Start Preparing For Retirement
Small business owners are often so involved with the day-to-day operations of their business, many feel they don’t have the time to look down the road and plan for retirement. And as a result, some entrepreneurs may never be ready to retire. According to a survey by Manta, one-third of business owners don’t have any […]
What to Know About High Yield Reward Checking Accounts
Interest rates are rising little by little, but if you meet certain requirements, you can get double the ~ two percent yield of big banks by switching to a high yield reward checking account. Offered by smaller regional banks and credit unions to attract clients, high yield reward checking accounts offer rates as high as […]
Is a property crash coming? We answer the 20 most pressing personal finance questions
How much should I set aside for a “rainy day”? And where do I keep it? First, pay down your debts. It is foolish to keep, say, a £3,000 balance in savings while repaying the monthly minimum on a £5,000 credit card debt. That said, try to keep about £500 aside for emergencies – a […]
Financial literacy education in Reserve Bank’s and ASIC’s sights
Economics has been called the dismal science, and it would seem the public education system shares that view. Just 40 per cent of Australian high schools offer economics as a subject compared to more than 90 per cent back in the early 1990s — and most of those that do are private and selective schools. […]
Use Your Health Insurance Before Year’s End
The end of the year is full of activities. Family, school, and work obligations can keep you running constantly, without the time to consider other important things – such as whether you have used all of the health care and dental plan benefits covered by your insurance. Are insurance concerns not high on your holiday […]