Financial decisions should be made carefully and with companies that you trust not to mishandle your money. Here are some of the red flags that suggest a business may not be the right place for your custom or your cash: Hidden fees It’s frustrating when it’s an airline, but it’s somehow even more frustrating when […]
Robinhood is no longer just a digital trading platform for stocks and other investments. The Menlo Park, Calif.-based company announced Thursday that it is rolling out a new product called Robinhood Checking & Savings. Designed to be competitive with the offerings from online banks and other investment companies, the accounts will earn 3% interest on […]
Have you received a preapproved offer in the mail this holiday season that looks like a check, made out to you and ready to cash? Before you rush to the bank, visions of presents dancing in your head, know that it’s not free cash. Rather, it’s more likely an expensive loan. Such pre-screened mail offers, […]
Homeownership is a goal many folks strive for, and while it can be a smart financial decision, a large number of buyers inevitably wind up making some mistakes along the way. This especially holds true when you’re buying your first home and are fairly new to the process. Here are Americans’ top three regrets in […]
IT’S NEARING THE END OF the year, and for many of Americans, that means it’s time to start putting together New Year’s resolutions. As many of us know from experience, resolutions often don’t last, and the reason for that is that resolutions are often just poorly stated goals. A 2007 study from Dominican University of […]
The start of a new year is a good time to buckle down and pledge to be more fiscally responsible during the months that follow. And thankfully, 24% of Americans have plans to make one key move that could save them from financial ruin down the line: build an emergency fund. That resolution, in fact, […]
If there was ever any question about the value of Social Security income to seniors, a recent analysis from the Center on Budget and Policy Priorities (CBPP) hits home on the program’s importance. The CBPP found that the elderly poverty rate would be more than four times higher than it is now without the guaranteed […]
Does the size of your partner’s bank account matter? People are more realistic than romantic by the time they wed, Abby Rodman, a psychotherapist in Boston, told MarketWatch. “We’re living in a time when people are waiting longer to get married,” she said. “Today, both genders are closing in on 30 by the time they […]
Major New Year’s resolutions rarely stick; it’s more reasonable and sustainable to operate on the margin by improving from where you are. While it’s unlikely you won’t hit the gym seven days a week, you could resolve to exercise more often than you did last year. It’s nearly impossible to never eat an unhealthy meal […]
Retirement is a huge financial and lifestyle decision. Retiring successfully takes more than just telling your boss you’re not coming in anymore. You need an end-to-end plan that will get you through a time period that may well measure in decades during which you’ll no longer be drawing a paycheck or have the other benefits […]
It’s no secret that money is a major source of contention in many relationships, so much so that it’s currently a leading cause of divorce. But while many U.S. adults might turn to their partners to help pay the bills or provide a dose of much-needed financial security, they’re alarmingly silent when it comes to […]
Curb spending without compromising on a high standard of living in 2019. With the start of the new year ushering in a clean slate, now is a perfect time to revisit financial goals and strategize ways to maximize savings. But aside from determining where to cut back unnecessary spending, it’s important to create a budget […]
