Nearly three times as many Americans plan to focus on getting their finances right in 2019 than expect to prioritize getting their love lives in order, according to a new survey from MassMutual (NYSE: MCI). About 28% of Americans say they’ll be making financial resolutions for the new year, which only falls below health-related resolutions […]
Gas prices are below $2 per gallon at stations across the country and the national average is $2.36 per gallon as of Dec. 20. If you’re hitting the road this holiday season, a new app is promising to help you find the best prices and even let you earn money back. It’s called GetUpside. When […]
The 401(k) is one of the best retirement tools out there. If your employer offers matching contributions, it’s unbeatable in terms of how much you can save. Free money is the best kind there is. However, not everyone is fortunate enough to have access to a 401(k). In fact, 30% of baby boomers and 35% […]
Being a highly successful investor requires a thorough understanding of the stock market and investment products, an eye for opportunity, and a healthy dose of luck. But if you’re new to investing, you may not feel confident in your ability to gamble with your hard-earned cash. Fortunately, there’s a simple way to get started investing […]
In case you didn’t get the memo, Social Security is in trouble. According to the latest Trustees Report, the program is expected to deplete its trust funds as early as 2034. Once that happens, recipients are looking at a 21% reduction in benefits unless Congress intervenes with a fix. And while that’s not nearly as […]
Go out to dinner with nearly any group of millennials and wait until the bill comes. Either everyone will pull out their credit cards, or one person will grab the check while the others take to their smartphones and use an app to transfer their share to the payee. The first scenario, of course, is […]
In a competitive job market where qualified employees are hard to come by, it makes sense for businesses to create their own prospective hires. This can be achieved by developing an internship program that becomes a pipeline of qualified employees eager to sign on. It’s important to remember that interns aren’t just cheap labor. Employers […]
When you hear the market has suffered a big drop, your first instinct is probably to check your investment account balances. But that is actually the opposite of what you should do, according to Dan Ariely, chief behavioral economist at Qapital, a provider of a personal finance mobile app, and professor of behavioral economics at […]
President Donald Trump and the Republican-controlled Congress passed a major overhaul of the United States tax code in late 2017 that will impact what you owe for 2018. Whether it will benefit you or require you to pay more to the IRS will depend upon your tax bracket and your exact filing situation. The changes […]
Banks are to be banned from charging excessive fees for unauthorised overdrafts, paid by 14 million people every year, after the City watchdog found that the current system of fees needed “fundamental change”. The current range of fees and daily and monthly charges will be swept away and replaced by a simple, single interest rate, […]
About one-third of workers say that they have received a raise in the past year. And if you live in certain areas of the country, your chances of being one of them are greater. That is according to Prudential’s latest American Workers Survey, which was conducted online in November. The report found that 32 percent […]
Some companies have specific bonus plans — maybe for the whole company or maybe just for people in sales or management positions. Most smaller business, however, lack any sort of formal arrangement. That puts the matter in the hand of the owner, and sometimes the manager, as to whether to pay out anything, as well […]
