Category: Personal Finance

Scott Rieckens and his wife Taylor were living what many people might consider a dream life: renting a house across the bay from San Diego, working hard but also playing hard, whether regularly hitting up hot new restaurants, joining the local boat club or enjoying flashy weekend trips. After their daughter Jovie was born in […]

That $1 million in your 401(k) account looks mighty good. It’s more than you’ve ever had in your life, and that money will fund your retirement. But it’s not quite yours. Your retirement account is tax-deferred, not tax-free. And Uncle Sam hasn’t been paid yet. “Some people have this notion that when they retire, they don’t have […]

Life has a way of throwing unpleasant financial surprises at us when we least expect it. You could wake up one day and find that your car won’t start, or arrive at work only to be told that you no longer have a job. That’s why we all need money in the bank — to […]

Parents who’ve been saving for years know the advantages of putting money into a 529 college savings account. They get big tax breaks on the money. But what happens when it’s finally time to take the money out?  Financial experts at Consumer Reports say there are smart ways to do it. If you don’t spend […]

WHEN IT COMES TO HER lifestyle, Chelsea Ricketson finds that practicing minimalism doesn’t just help her mentally or spiritually – it helps her financially. “When you become an entrepreneur, you get quickly creative about: What do I need to spend money on and what don’t I?” says Ricketson, 30, who runs a CrossFit gym in […]

With the new year in full swing, now’s a popular time for businesses to advertise open positions and get serious about meeting their staffing needs. The problem, of course, is that hiring can be a cumbersome, time-consuming affair, and a costly one at that. Here are a few things your company can do to expedite […]

Handling your personal financial management needs online is just a sign of the times. Whether it’s using financial management software on your laptop or turning to a mobile option to handle your budgets, debts, and investments, digital downloads are the way to go in today’s personal financial management marketplace. Two of the leading companies in the […]

Retirement is an exciting time that most people look forward to throughout their working lives. However, many Americans’ retirement is put in jeopardy by common financial mistakes they make once they leave the workforce. And these mistakes can have serious consequences, leading to a loss of savings and forcing people to abandon retirement and return […]

Retirement regrets Retirement is often depicted as a golden phase of life, but the reality of retirement doesn’t always shimmer. More than half of retirees have retirement regrets, according to a 2018 study by Global Atlantic Financial Group. Whether you’re in retirement or looking ahead to it, there are lessons to be learned from those who […]

Many people are getting their 2018 year-end 401(k) statements about now, and they’re probably seeing significant declines in their account value for the first time in recent memory. If this happens to you, should you be concerned? The answer: It depends. For one thing, it depends on your age, and for another, it hinges on […]

The American dream Opens a New Window. is alive and well, and Americans who aspire to build wealth and become rich may be surprised to know they don’t need a flashy job Opens a New Window. or come from an affluent family to build a fortune. The truth is, eight out of 10 millionaires reach […]