If you’re a retiree who likes to get important things done on time, you’re in luck! You have the entire year ahead of you to accomplish these five money moves. Here’s a look at a handful of critical tasks that should be on your to-do list. Even though many months lie ahead until 2019 is […]
Having a rewards credit card comes with a lot of benefits. From being able to improve your credit score to being able to access money whenever and wherever you need it, the value of credit cards is huge. But, the most appealing benefit of a rewards credit card is earning rewards every time you shop. […]
As of Jan. 1, the Trump administration is requiring hospitals to publicly list standard charges for various procedures online to increase transparency around pricing, but for most people the listings might as well be written in another language. “As far as the chargemasters being made available online they will be of very little use to […]
Heading into your fall season of life, there are more than 50 shades to consider as you look at the gray matter inside your head to the gray that is on top of it. Inside, the brain’s gray matter contains most of the neuronal cell bodies. These cells oversee and impact our decision making, self-control […]
Will the government shutdown of 2018-19 trigger the massive brain drain some experts have been predicting since the late 1990s? Will government service become less attractive to young people seeking interesting and steady careers? Or has it already happened, thanks to four shutdowns in a 12-month period, including the most recent wall-to-wall 24/7 news coverage […]
Others know that RMD stands for required minimum distribution, but they don’t understand how the calculation and taxation work. Once you turn age 70 ½, the IRS requires you withdraw a percentage of your money in qualified accounts (401(k), IRA, 403(b), etc.) by December 31 each year. Many people don’t realize this money is also […]
Many people made the New Year’s resolution to start investing. Make it happen. Sign up for the 401(k) at work; or if you are already signed up, make sure you are using it to your best advantage. Here’s a cheat sheet of sorts to get you going. Determine how much you can contribute “Your contribution […]
With unemployment near record lows and companies scrambling for talent, people who have never been in high demand in the workplace may find themselves with multiple job offers. Being showered with offer letters has long been par for the course when it comes to top tech execs, sales leaders, and star athletes, but now average […]
Investing can be a daunting prospect, whether you’re first starting out or have been doing it for years. The truth is that there’s a lot of misinformation out there about investing, but if you manage to steer clear of it, you’ll have an easier time putting your money to work for you. With that in mind, here […]
Technology has inspired new ways for investors to manage their finances — often with added convenience and efficiency. Yet anything new comes with a degree of risk. Here is an introduction to four new money trends, including what each one is designed to do and some considerations before you decide whether to incorporate them into […]
What’s your net worth? Even if you don’t fly on private jets or play polo, this simple equation is an important tool that says a lot about your financial health. Still, most people don’t bother to calculate it. That’s a mistake. “It’s the first snapshot into an overall look at your finances,” said Michael LaRiviere, […]
Social Security is a government-created program designed to provide a source of continuous income to retirees, but what most people don’t know is that if you earn more than a certain amount, the government will take some of that money back in the form of a benefit tax. This means retirees need to be strategic about […]
