If 2018 taught us anything, it was that it’s just a matter of time before hackers come across our personal information online. After a string of major hacks affecting millions of internet users, there are few people left online who haven’t been affected. Between Equifax EFX, -0.10% exposing the data of 148 million customers, Marriott MAR, -1.01% exposing the data of 500 million […]
Maxing out your 401(k) each year is not unlike scaling Mount Everest. “What a feat!” you might say. And: “No way am I doing that.” While challenging, it’s doable, according to a survey of people who’ve contributed the max, or almost that, to their 401(k)s. “One thing they’re not doing is living miserable lives,” says […]
Every year, investors come into the new year with enthusiasm about their prospects for generating strong returns on their portfolios. Yet especially for those who don’t have a ton of experience with investing, it’s all too easy to fall prey to common misconceptions about how the stock market works — and those mistakes can be […]
Are you finding it difficult to open a new bank account due to a previous mismanaged account? Your bridges with your bank may not have burned down completely. Get back into your bank’s good graces with a second chance checking account. Fresh Start, Second Chance Checking Account According to an FDIC National Survey, as of […]
For those lucky enough to be nearing retirement, or at least discussing the possibilities for your retirement, you may be regularly checking your State Pension age in case of any changes. The State Pension age is the earliest age you can start receiving your State Pension. This age may be different from the age which […]
Americans have a savings crisis on their hands. Roughly 40% of Americans don’t have enough in savings to cover an unexpected $400 expense, according to a report released in May by the Federal Reserve. And a separate report by personal-finance website Bankrate found that one in five Americans have more credit-card debt than they do in emergency savings. Meanwhile, a […]
Many workers spend upward of 40 hours a week on the job, and a large chunk of us go so far as to regularly log in after hours and on weekends to get our work done. Given the amount of time we all spend working and the massive collective effort we put in, you’d think […]
Goodbye, 2018. Hello, 2019! As the new year gets underway, there are 10 steps in financial planning you should take to position your investments, finances and estate plan to flourish in 2019. Call this your must-do financial checklist for the new year. Best of all, these steps in financial planning do not require you to […]
For many workers, there’s nothing better than a raise to kick off the start of a new year. But if your financial resources are limited, boosting workers’ pay may not be an option this year. Still, that doesn’t mean you can’t show your appreciation in other ways. Here are a few things to do for […]
Though working from home certainly has its benefits, it’s not for everyone. In some cases, not being physically present at the office could thwart your career progress and make it more difficult to do your job. There’s also the loneliness factor to consider — working remotely can be isolating, and if you’re the social type, […]
A new year means a new opportunity to set yourself up for a financially secure future. Here are a few key moves to make for your retirement over the next 12 months. 1. Assess your savings Though there’s no magic savings number that guarantees financial security in retirement, as a general rule, you should aim […]
Today’s workers crave flexible job schedules for many reasons, such as achieving a more ideal work-life balance or better managing family-related responsibilities. And employers who offer their staff that flexibility are often rewarded in the form of hard work and increased output. But here’s another reason why it pays to be flexible when it comes […]
