Retirement is expensive, and many Americans worry about running out of savings. You can minimize this risk with careful planning, but it’s impossible to know precisely how much money you will need. If you find this daunting, I have good news. You may not need quite as much money as you think. Here are three […]
Though your Social Security benefits are calculated based on your highest-paid 35 working years, the age at which you choose to file for them will determine the amount of money you ultimately collect each month in retirement. Seniors who accumulate enough credits during their working years can file for Social Security as early as age […]
It’s no secret that Americans have some pretty sloppy financial tendencies. But a new roundup from the American Institute of CPAs (AICPA) sheds some pretty telling light on just how badly we’re doing on the whole. Here are six troublesome personal finance trends that should inspire you to rethink your money-related habits. 1. U.S. credit card debt […]
Do you have a favorite financial guru? Are you a Dave Ramsey devotee or a Suze Orman enthusiast? Are you more likely to recommend Your Money or Your Life or The Millionaire Next Door? Yesterday, Money.com published a longread on the Dave Ramsey method, asking whether his advice holds up: It all revolves around what […]
Step aside, Florida. New Mexico is the new top retirement destination. Those were the findings from a survey by United Van Lines. The relocation company polled 26,998 of its customers who moved last year, through Nov. 30, 2018. Among those who moved to New Mexico, 42% said they did so because of retirement, making the […]
Whether you’re a business owners or an individual, managing your money is a very important task. You need resources and insights from experts to make the most of your finances. And that’s exactly the type of resource that Money Crashers aims to provide. What the Business Does Offers an online media outlet centered around personal […]
Some rich, urban-dwelling millennials are swapping out starter homes for vacation homes: They’re renting in cities and buying country houses because they can’t afford to buy in their city’s expensive real estate market, according to Farran Powell of The Street. That’s certainly not the only reason why people are buying vacation homes, and millennials aren’t […]
If you haven’t pulled your tax return together and sent it into the IRS by now, you’re just about out of time. Monday, April 15, is Tax Day for most Americans. Due to Patriots’ Day holidays on Monday in Maine or Massachusetts, taxpayers in those states have until midnight Wednesday to file. Procrastinators can request […]
If you want to earn extra money in retirement, enjoy working independently in a laid-back environment and want to connect with a variety of personalities, becoming an apartment rental agent could well be a great part-time job for you. I know it will be for me. But you’ll want to know what you’re getting into […]
The tax filing deadline is upon us. If you are like many Americans, your initial thoughts are that you managed to get your 2018 tax return done without any big surprises. You might have taken advantage of the tax cuts that everyone was talking about. You probably even promised yourself that next year, you will […]
You’ve probably met them and didn’t know it. They drive a company truck, they come to your house, and they fix something. Or they come to your house and help you remodel. They might also answer the phone when you order something from a catalog. In fact, they can be found doing almost anything. They […]
We’re told we’re supposed to save independently for retirement to avoid struggling during our golden years, but data from the U.S. Government Accountability Office tells us that nearly half of workers 55 and older are creeping toward that milestone without any personal savings to show for. And while part of that could boil down to […]
