If you haven’t pulled your tax return together and sent it into the IRS by now, you’re just about out of time. Monday, April 15, is Tax Day for most Americans. Due to Patriots’ Day holidays on Monday in Maine or Massachusetts, taxpayers in those states have until midnight Wednesday to file. Procrastinators can request […]
If you want to earn extra money in retirement, enjoy working independently in a laid-back environment and want to connect with a variety of personalities, becoming an apartment rental agent could well be a great part-time job for you. I know it will be for me. But you’ll want to know what you’re getting into […]
The tax filing deadline is upon us. If you are like many Americans, your initial thoughts are that you managed to get your 2018 tax return done without any big surprises. You might have taken advantage of the tax cuts that everyone was talking about. You probably even promised yourself that next year, you will […]
You’ve probably met them and didn’t know it. They drive a company truck, they come to your house, and they fix something. Or they come to your house and help you remodel. They might also answer the phone when you order something from a catalog. In fact, they can be found doing almost anything. They […]
We’re told we’re supposed to save independently for retirement to avoid struggling during our golden years, but data from the U.S. Government Accountability Office tells us that nearly half of workers 55 and older are creeping toward that milestone without any personal savings to show for. And while part of that could boil down to […]
We think of retirement as a relaxing, carefree time in our lives when we can do whatever we please, but for many working Americans today, retirement will be more of a nightmare than a dream. Study after study has shown that many Americans are well behind where they should be in terms of retirement savings, […]
Waiting until the last minute is not usually a good idea, especially when it comes to filing your taxes. If you’ve put it off until the April 15 deadline — yep, that’s today — you’re not alone. As of Friday the IRS reported as many as 50 million taxpayers still hadn’t filed their tax returns. […]
Retirement can be a complicated topic. From translating all the complex financial jargon to understanding how much you should be saving for your golden years, it can sometimes feel like trying to learn a foreign language. And because finance isn’t always the most exciting topic to think about, many people simply aren’t very knowledgeable about […]
Transforming one’s personal finances is a complex process. While originally created for a different purpose, Dr. Mary Lippitt’s complex change management model is highly applicable to financial change. This particular change model illustrates each essential component of complex change and the problem that results when that component is missing. This makes it particularly useful in […]
No one lives forever. So why, 18 years into retirement, have individuals generally spent only 20% of their nest egg? Why, if people want to conserve their assets, do nearly half of Americans take Social Security benefits at the earliest possible age of 62 — receiving only about 70% of the full benefit available at […]
Make saving a cinch with these lesser-known tricks. Building an emergency fund, creating a nest egg for retirement and socking away money for your children’s college fund are fundamental steps to ensure long-term financial well-being. But how do you save money when you’re on a stringent budget? While it can be challenging to set money aside on […]
Retirement may mean different things to different people, but most agree on one thing. It should be stress-free. However, lack of stress usually comes from years of planning and decades of saving — which not everyone can do. The average savings balance in the U.S. is less than $60,000. Few people can depend on pensions. Baby boomers […]
