Chuck Underwood, in an interview last year, said Millennials inherited their core values from their Baby Boomer parents. Underwood, host of the PBS national-television series America’s Generations With Chuck Underwood has been called “one of the half-dozen pioneers who created and then popularized the discipline of generational studies.” He spoke at the New York State […]
Retirement is unpredictable. In order to ensure you’ll have enough money to last your entire life, you need a plan that can flex and change with your needs. Here are three reasons you should consider reevaluating your retirement plan at least once a year or after you experience a life-changing event, like a job change […]
Americans lag behind much of the world when it comes to taking time off. In many cases, companies don’t offer much time off, and employees don’t take all the time offered to them. In fact, the average American gets 14 days of paid time off (PTO) per year but only takes 10, according to a […]
It’s no secret that money is a critical component of retirement. Without a robust retirement fund, you may be forced to spend the majority of your golden years at home rather than traveling the world or enjoying other fun (and expensive) activities. But while having enough cash to live your ideal lifestyle is important, there’s […]
At its midpoint, 2019 promises to be another rewarding year for income investors. With U.S. interest rates flat or falling, total returns on bonds and yield-oriented alternatives, such as preferred stocks, real estate investment trusts and master limited partnerships, are far into the green, overcoming by a long shot last winter’s low expectations. There’s simply […]
Mortgage rates Opens a New Window. have fallen so much lately that millions of homeowners Opens a New Window. might benefit by refinancing — even if they bought a home Opens a New Window. just last year. A typical refinancer could save more than $150 a month. Some homeowners have gotten the message: Refinance applications […]
Nearly everyone wants to save more money for retirement, but no matter how much you’re earning, it’s not easy. Roughly a quarter of American households earning $150,000 per year or more are living paycheck to paycheck, a survey from Nielsen Global Consumer Insights found. A third of households earning between $50,000 and $100,000 per year […]
Most people associate retirement with freedom, but it’s not without limits. You’re living on a fixed income with an uncertain future. A long life, an unexpected injury, or failure to plan appropriately could leave you struggling to get by. The risk is there to some extent no matter what you do, but you can minimize […]
Seniors have a number of important decisions to make, but few have the long-term impact of deciding when to begin taking their retiree benefit from Social Security. As you may already know, there are four primary factors that go into determining what your monthly payout will be at full retirement age — i.e., the age […]
A retirement Opens a New Window. reform bill is advancing through Congress, which includes some positive provisions for workers – but at least one big downside that could hurt wealthier retirees Opens a New Window. . The legislation – known as the SECURE Act – cleared the House of Representatives in May, and is awaiting […]
It’s clear we have a massive student loan debt problem in our country, but the news isn’t all bad. Student loans can be an equalizer. They provide opportunity. I was among the 44 million people in the U.S who have student loans, until I paid them off last year. It took me just shy of […]
Once again, stories are circulating on the Internet that working longer can cause you to die sooner, while retiring early might enable you to extend your lifespan by many years. This post quotes an urban legend study that just won’t die: Supposedly Boeing and Lockheed Martin employees who retired at age 65 only lived for […]
