The longer this time of self-isolation goes on, the worse things get for some Brazos Valley families. Residents are losing their jobs, being furloughed, or getting their hours cut–all while millions are still waiting on their federal stimulus checks to come through. As the financial situation becomes dire for many, Nathan Harness, TD Ameritrade Director […]
Debt is a financial drag. But digging out from a blizzard of bills requires a plan no matter what’s happening in your life. The good news is the money you owe doesn’t have to be paid back overnight. One debt-reduction strategy worth considering is the “debt-snowball” method made popular by personal finance expert Dave Ramsey. […]
For some people, retirement represents the chance to try something different or embrace a lifestyle that previously was impractical or unattainable. You might dream about settling down abroad, traveling the world, relaxing at a beach house, or buying an RV to explore the country. Before you go all in on what you think is your […]
The cost of living in California is so expensive that state lawmakers have a new proposal to help pay for it by giving away money. It may sound too good to be true, but as of Friday, the idea is officially a state bill that is moving through the state legislature. But how is California […]
Shelter-in-place orders have urged most Americans to stay home, freeing hours of time otherwise spent commuting or working at an office. They’re also getting creative about how they use this time, including running around the neighborhood, learning a new language, taking long walks with their dogs and cooking more. Some Reddit users say if this […]
If you have a retirement account- we tell you over and over now is not the time to panic, and that this is a long-term goal. But what about our viewers who are very close to retirement? Those– watching the wild swings in the market with uncertainty? It’s ok to feel anxious about what you […]
If you’ve been dreaming about retirement for decades, you might be itching to retire as soon as you can. And in some scenarios, retiring as early as possible could be a fantastic decision. Early retirement isn’t necessarily for everyone, and there are some cases in which delaying retirement by a few years might be the […]
Whether it’s due to having no credit or bad credit, a day may come when a family member or friend asks you to cosign a loan. Before you answer, you need to give the situation a lot of thought. By cosigning a loan, you’re legally responsible if the other person doesn’t pay or if they die. The […]
FICO, the credit scoring giant, is adjusting how it calculates its three-digit key to your creditworthiness. Consumers who have rising levels of credit card and other debt could see their FICO scores take a hit. But if you already have an above-average score, it might get even healthier. With its new FICO 10 T score, […]
Saving money is harder than it seems. While most people know they need to put aside cash for the future, actually coming up with money to put into retirement accounts and other savings accounts often seems impossible due to pressing expenses you’re facing today. The good news is, there are tried and true tactics that […]
Retiring with at least $1 million in savings is a goal many workers share, but few are able to achieve. Roughly one-quarter of workers have less than $1,000 in savings, according to a 2018 survey from the Employee Benefit Research Institute, and around 80% have less than $250,000 saved. It is possible to become a […]
I might get some flack for this, but I’m being completely honest here, that I have saved so much money since the country has gone on a virtual shutdown. While I would be exaggerating things slightly by saying the country has shut down, because in all actuality it hasn’t, but it feels like 80 percent […]
