Saving enough to retire can seem difficult, especially during these financially turbulent times. Unfortunately, many people make it harder than it needs to be with a costly mistake: waiting to start saving. Delaying could be the biggest mistake you’ll ever make To save enough for your future, you need to start investing as soon as possible. […]
It’s been weeks since the IRS first started sending out payments, but if you’re in the group still waiting for a coronavirusstimulus check, you could be asking where your check is and what’s holding it up. The delay could be the result of anything from the IRS scheduling your payment for later in 2020 to […]
Millions of Americans are suffering financially amid the gradual reopening of the U.S. economy. And there are multiple ways the U.S. government could extend more relief. The question is which one it will choose — and exactly how much cash could end up in your wallet. As the coronavirus pandemic swept the nation in March, […]
The $600 enhancement to weekly unemployment checks is stopping at the end of July. While Democrats want to extend the extra pay into next year, Republicans appear resolute in blocking an extension. But lawmakers on both sides of the political spectrum are floating other ideas, like tying aid amounts to the unemployment rate or paying […]
Call it the never-ending tax season. It may be hard to believe, but taxpayers have approximately six weeks to file their 2019 income tax returns and pay taxes owed to the IRS. July 15 is the new Tax Day, as the Treasury Department moved the deadline to help taxpayers contend with disruption related to the […]
MILLIONS OF AMERICANS have received economic impact payments, or stimulus checks, via direct deposit in their bank accounts. Now, nearly 4 million Americans are being sent stimulus checks by prepaid debit card instead of paper check, according to the Internal Revenue Service. Say what? Yes, if you were expecting a paper check or direct deposit, […]
IT’S A REAL PROBLEM that never seems to fully be solved – how much should you spend on your groceries? Unless you’re on a fixed income and have a set routine where you buy the same meals every week, the dollar amount you spend at the supermarket is probably going to vary, possibly by a lot. […]
A solid credit score is required to rent an apartment, buy a home or a car or move toward many other financial milestones. But given the complexity of credit scores — and how they’re calculated — fabrications, myths and half-truths about them exist. Maybe your mom told you that checking your credit score will cause […]
Statistics on the average American’s retirement plan are usually pretty dire. Many people struggle to save as much as they’d like to, and an alarming number of people haven’t begun saving for retirement at all. But the news isn’t all bad. American workers’ confidence in their retirement plans is rising, according to a recent Employee […]
Looking around her one-bedroom apartment, Andrea Contreras gazes from the guitar collection on the wall to the Gucci-inspired sweatshirt her Yorkie mix, Kuzco, wears. She can’t believe it’s all hers. “Five years ago, I had nothing,” the 31-year-old remembers. Years of partying in her early 20s landed Contreras in a dark place: She had no […]
Don’t throw away that debit card that just arrived in the mail — it could be your coronavirus stimulus payment. Instead of a paper check, the Treasury Department is sending economic impact payments in the form of prepaid debit cards to around 4 million people in order to expedite the arrival of the stimulus payments […]
In 2016, after accumulating close to $1 million in savings, I quit my six-figure job in software development and retired at 35. A few months later, my wife Courtney joined me in early retirement. Not everyone will be able to retire in their 30s, but achieving financial independence is within grasp for many. It may not be […]
