Unplanned or emergency expenses can leave even the credit-savvy consumer searching for answers. With fast funding and potentially low rates, personal loans may be a good solution. Being organized, shopping around and embracing online technology are options for gaining fast approval for a personal loan. Read on to find out how to secure a personal […]
Category: Personal Finance
What is the average savings by age?
There are endless reasons why a person may want to save money. Be it for a trip they’ve been dreaming of, a home repair project that’s long overdue, a new car, college, or just for the general “future,” it’s a good idea to start putting away a few more nickels and dimes, if possible. Those […]
Best Buy money saving shopping tricks
There is a “Deals” tab at the top of Best Buy’s website where customers can click to find the retailer’s best discounts. Under the tab, the company divides up a customer’s potential savings into five deal categories: Top Deals, Deal of the Day, Member Offers, Student Deals and Best Buy Outlet. Although it’s not listed […]
How a mortgage refinance could lead to $50,000 in savings
One large silver lining of the coronavirus pandemic, if you look for it, is its substantial impact on the housing market. For current and prospective homeowners, COVID-19 has largely had a positive impact — from decreasing housing competition to record low interest rates. With the current rates cheaper than ever, existing homeowners can refinance and […]
The Average Retiree Could Be Left Out of the Next Stimulus Check
Many seniors have seen their retirement account balances fall this year thanks to COVID-19 and not everyone has fully recovered from major investment losses during March’s big market crash. Social Security benefits that retirees depend on are also losing buying power, and since a resurgence in COVID-19 cases could mean there’s no cost-of-living increase next […]
Suze Orman: A perfect financial storm is brewing and it is worse than 2008
Things have been tough for many Americans during the coronavirus pandemic, and it’s about to get worse, personal finance expert Suze Orman warns. The virus is continuing to spread across the country, with nearly 3.8 million cases and more than 140,000 deaths now being reported. At the same time, several relief measures enacted to support […]
Combining social shopping rewards and personal finance apps, ex-Snap product gurus launch Meemo
After Wisam Dakka and André Madeira left Snap in 2018, the two longtime product developers and coders cast about for a new app to build. Looking around they realized there was no financial product that spoke to the generation of consumers they’d spent the last bit of their professional lives working to build for, so […]
High-income people could grab up to $40 billion in tax breaks if the Affordable Care Act is overturned
High-income households will come out ahead – at the possible expense of the poor – if the Supreme Court overturns the Affordable Care Act. Last month, the Trump administration asked the Supreme Court to do away with the health-care measure, arguing that the law became unconstitutional when Congress eliminated the penalty for not having coverage […]
5 reasons to have multiple savings accounts
‘They are still citizens, so they should be able to access that money’: Inside the quest to… Dividends Come Crashing Down as Asian Companies Preserve CashBankrate logo5 reasons to have multiple savings accounts Savings accounts are designed to be a safe place to stow away money so you can reach your financial goals. But if […]
3 Social Security Mistakes That Could Cost You a Fortune
Chances are, Social Security will play an important role in your finances during retirement, so it’s important to get as much out of those benefits as possible. But the wrong moves on your part could cause you to lose out on money that’s vital to your financial wellbeing later in life. Here are three such mistakes it […]
How to Manage Your Personal Finances With Microsoft’s ‘Money in Excel’ Feature
If you want to manage your financial accounts without a full-featured and expensive program like Quicken, Microsoft has a solution called Money in Excel. This new option helps you integrate your bank accounts and other financial data so you can track your expenses, spending habits, investments, and more. Access to your financial accounts is performed […]
3 Reasons You’ll Be Disappointed with Your Social Security Benefit and How to Fix It
Banking on Social Security to keep you afloat in retirement? You’ll have to rethink that plan. While Social Security normally replaces about 40% of your working income — which often isn’t enough for many to survive comfortably — there’s a good chance you’ll get even less. Here are three factors that could degrade your Social […]