The great thing about getting a side hustle is being able to boost your income without necessarily inconveniencing yourself too much. These days, there’s a host of flexible side gigs you can choose from that let you set your own hours and put in the time when it’s convenient for you. If you’re sitting on […]
A lot of people traveled more in 2021 than they did in 2020. That made sense given the trajectory of the pandemic and the availability of COVID-19 vaccines. But you may have the goal of traveling even more in 2022 than you did this year. Maybe you’ve been waiting for your children to get vaccinated […]
You need the job to get some experience, but you need some experience to get the job. It’s the classic catch-22 that many job seekers face when starting out in their careers. However, when you’re a seasoned professional with years of work under your belt, this is probably something you had hoped to leave in the past. […]
With inflation growing at a record-breaking pace during 2021, it wouldn’t hurt to follow some shopping tips geared towards keeping one’s wallet fuller — especially with the holidays approaching. Analysts from the U.S. Bureau of Economic Analysis say that consumers are now paying over 30% more for energy costs and an additional 4.8% for food […]
Achieving financial independence and leaving the workforce before the traditional retirement age of 65 has become an aspiration for many people. For Jackie Cummings Koski, that goal became a reality when she retired with $1.3 million at age 49. Koski didn’t house hack her way to riches or build a YouTube presence that earns her hundreds of thousands […]
Working Americans rank credit card debt as one of the top challenges to their ability to save for retirement. That’s the finding in a new survey conducted over the summer by Goldman Sachs that included more than 1,200 people. Melinda Opperman, president and chief relationship officer for the nonprofit Credit.org, wasn’t surprised by the research. […]
Working in retirement used to be an oxymoron, but times have changed. Today, more seniors are pushing past traditional retirement timelines to keep earning their paychecks. The Bureau of Labor Statistics expects the trend to continue and projects the percentage of workers 65 and older will grow faster than any other age group through 2024. There […]
Most of us would love to be wealthy — however we define that. Ideally, we’re saving and investing regularly for retirement because we realize that Social Security will not provide sufficient income in our retirement. But many of us are not on track to have saved as much as we expect to need, and many […]
Over the years, when I have counseled federal employees who are completing their retirement applications and getting ready to transition from employee to annuitant, there are some important reminders I make sure to tell them. Here are the top three pro tips that every retiring federal employee should know: Keep copies of everything. The Office […]
Applying for a secured card or becoming an authorized user can help propel you to better credit, among other tips. It may feel like you need a cipher to demystify your credit score, but its primary job is to show lenders how good you are at managing debt. Your score begins to represent much more, however, […]
The borrowing costs for student loans could get more expensive soon. With the economy recovering from the pandemic and inflation a growing concern, the Federal Reserve is looking at raising interest rates three times in 2022. Those increases will impact both federal and private student loan borrowers. Here’s what you need to know. What does […]
Your 401(k) can be an incredible tool when it comes to building a nest egg for your retirement. Indeed, if you leverage it well throughout your career, it can potentially be enough to make you a millionaire by the time you retire. This raises a key question: How many years will you have to max out […]
