It is possible to obtain a new Social Security retirement check if you reside in the United States, but it is also true that in order to start receiving one of these benefits, you must meet certain requirements.
If you do not meet the minimum requirements, you will not be able to receive this monthly check, so you must take these obligations into account.
There’s no doubt that receiving a retirement payment is a financial relief for US citizens, as it provides them with a fixed monthly income to help pay their bills.
However, the Social Security Administration (SSA) has certain requirements for the monthly payment, as well as for any additional checks, according to tododisca.com.
When determining whether we are entitled to receive a retirement payment, we must take several elements into account. First of all, we must bear in mind that applying for an old-age retirement payment is not the same as applying for a disability payment.
In this case, we are referring to retirement benefits, as SSDI payments follow different rules.
What are the minimum requirements to obtain a pension in April 2025?
To apply for the Social Security retirement monthly payment in April 2025, we must bear in mind that two requirements must be met:
- Have worked for a minimum of 10 years.
- Being 62 years old.
If you do not yet meet this minimum age, you cannot apply for this retirement benefit, but you can apply for other benefits, such as the disability check, the spouse’s check or any other type of retirement benefit.
Even so, the performance for these characteristics is usually very low, so it is not advisable to meet the minimum requirements and demand a little more.
To obtain a salary higher than the minimum retirement salary, we must take into account several aspects.
The first is the retirement age; the second is the salary during the years worked, and the third aspect is the years worked.
In order to maximize all monthly retirement payments, what we should do is follow this structure:
- Wait until age 70 before applying for retirement.
- Work a minimum of 35 years.
- Earn the highest possible salary during working life.
While it is true that not all citizens can earn a higher salary before applying for Social Security, it is also true that we can always do something, such as changing sectors, asking for a raise or something similar.
It is not easy to achieve, but it is possible in many cases.
