For anyone considering purchasing a horse, today’s story will be especially relevant, and it began with emails from “Kent” and “Miranda.” Kent, a business owner with a stressed-out staff, wrote: “A few months ago, someone suggested that a great way of dealing with all the tension we are facing is to spend time riding a […]
DAKOTA DUNES, S.D. — We haven’t had much snow, but we’ve had plenty of cold days this winter. How can you save money heating your home when it seems like your furnace runs non-stop? “This is a tough time of the year, because it’s cold and we need heat,” said Geoff Greenwood with MidAmerican Energy. […]
Some people forget their 401(k)s, while others cash them out when leaving for a new job. It’s important to know all your choices so you don’t squander any hard-earned retirement savings. In general, you have three options, according to the Internal Revenue Service. When you leave an employer and have a defined contribution plan such as […]
Adult life is bookended by your 20s on one end and your retirement on the other. It might be hard to imagine the latter from the perspective of the former, but what you do at the starting gun will have a big say in your condition at the finish line. If you don’t save for […]
Despite the ups and downs of the labor market, one thing has held steady: employees’ commitment to funding their retirement accounts. Fidelity revealed record rates of retirement savings during 2021 in their latest trend report. Their data showed that the average 401(k) account balance was a record high of $130,700, and 40% of savers actually […]
For many Americans, the idea of retirement is stressful. Do I have enough money? How much is enough? What if I have an emergency? What if I run out? There are many contributors to this anxiety, from the virtual elimination of pensions to financial recessions to wage inequality to the dire state of financial literacy […]
The ups and downs of the stock market may have you tempted to make changes to your portfolio. Yet time and again experts will tell you to never let emotions drive your investing decisions. This week, fear may be a factor for investors watching developments between Russia and Ukraine. Russian President Vladimir Putin said Monday […]
The largest concern for people who have retired early, or are thinking about retiring early, is often whether or not they have enough money to last the rest of their life. Another top-of-mind concern is their potential available income. On the one hand, you can’t access Social Security benefits until age 62. Equally challenging is […]
If you want to retire as a millionaire, you’d better get started on your journey soon. At a savings rate ordinary people might be able to afford, it’s a process that’s achievable, but it can take decades. Fortunately, ETFs serve as a superb investing tool that can make it easier for you to reach that […]
It’s pretty difficult to ignore the cryptocurrency craze — despite the well-publicized price volatility. More now than ever, people are trying to find new ways to incorporate Bitcoin (CRYPTO: BTC) into their respective retirement plans. Recent IRA offerings seek to meet this demand. Enter the Bitcoin IRA. The Bitcoin IRA provides crypto access to investors […]
For lovers of classical music, there is nothing like the sound of a great symphony orchestra. It’s amazing to see a finely tuned group of musicians bring together the many different tools of their craft, including brass, woodwinds, strings and percussion, for the purpose of creating music that moves and inspires. Playing each instrument on […]
There is so much stigma around money. A 2018 Capital Group survey reported that people are more comfortable talking about race, sex, politics and mental illness with their friends than they were talking about their salary, debt and retirement savings. These feelings around money can make us feel like we have no sense of right […]
