Buying a first home is tougher than ever in today’s market. Here’s what experts say it takes to be successful

Like many people forced to work from home after the onset of the Covid-19 pandemic, Lauren Niesz, 26, found the conditions were not necessarily ideal. Niesz, who rented a townhouse in southern New Jersey, found herself often working from a closet so that her live-in boyfriend’s work calls did not interfere. Moreover, the couple’s now […]

Check Your DMs for Debt Collectors and Scams

Social media is where you watch cooking videos, gaze at photos of dreamy travel destinations and doomscroll through endless news headlines. Now, sites like Instagram, Facebook and Twitter could also be where debt collectors slide into your DMs. In late 2021, rule changes under the Fair Debt Collection Practices Act went into effect that specify […]

4 ways to upgrade your retirement plan and overall financial health right now

Even though the financial marketplace has become saturated with new products, there’s something elegant about committing yourself to the basics. Here, we’ll discuss four steps to instantly upgrade your financial plan: 1. Max out your tax-advantaged accounts Since everyone has a different set of circumstances, it’s good to remember that some people will have more tax-advantaged […]

What is the difference between social security and supplemental security income?

The Social Security Administration (SSA) pay out benefits for a variety of programs, two of the most common being Social Security and Supplemental Security Income (SSI). The programs target different populations, but certain individuals may be eligible to claim benefits from both. What is Supplemental Security Income? SSI provides an income to low-income people who are blind, deaf, and/or elderly. Unlike Social Security, children, […]

Will Social Security run out of money? Here’s what could happen to your benefits if Congress doesn’t act

For millions of retirees, Social Security provides an essential source of income in retirement. In 2020, around 50 million retired workers collected Social Security benefits, according to the Social Security administration. However, the recent 2021 Social Security Trustees report finds that in 2034, retirees will start receiving a reduced benefit if Congress doesn’t fix funding […]