With the cost of groceries soaring at a rate unseen since 1981, the pressure is on to save money at checkout. Alas, that is easier said than done. As of 2020, the average cost of grocery spending per month was $412, according to data from the Bureau of Labor Statistics, and that was before the […]
STATEN ISLAND, N.Y. — With inflation at a record high, coupons and weekly sales are a shopper’s best friend. A $2 discount on mac-and-cheese? Yes, please. But how about an even larger discount? A selection of beauty products, baby gear or gently used clothing and furniture for free? According to lifehacker.com, there are a wealth […]
Picture retirement in your head. It’s a laughing, grey-haired couple sipping piña coladas on a white sand beach; perhaps they’re getting some liquid courage for their sky dive later. Not a care in the world, their only responsibility is getting their grandchildren good gifts for their birthdays. It’s a beautiful fantasy – and for many […]
Most retirement investing strategies have deadlines attached. Plan now, and you can get ahead of the ones that are rushing your way. One of the toughest parts of retirement planning is the fact that there are so many deadlines and limits involved. Miss a deadline, and you’re somewhat out of luck. After all, the limits involved make […]
If you’re getting older, you can’t afford to make these errors. As you get older, it becomes more important than ever to avoid making mistakes when you’re investing your money. After all, when you need to rely on your savings, you can’t afford to experience big losses as you may not have time to rebuild […]
THE 4% rule may need to be updated. At least according to its creator, now retired financial advisor Bill Bengen. Mr Bengen first hatched the portfolio withdrawal rule in 1994 and became a standard people quickly depended on. It suggests that retirees may safely withdraw the amount equal to 4% of their savings during the year they […]
REGION – When should you start collecting Social Security? Anytime you want once you reach age 62. That’s a fact. Another fact: Taking it early, before age 70, means your benefits will be less than if you waited. And now we come to what we don’t know: Just what age should you choose to start? That […]
Time has flown. The possibility of retirement, which seemed as far as the setting sun on a drive home from work maybe 30 years ago, now looks much closer to your windshield. But you may not be quite so sure when you’ll be ready to call it a career. Some people make the mistake of […]
Retirees have rejoined the labor force at a steady clip in recent months, attracted by a hot job market and reduced Covid health risks. This “un-retirement” trend could help increase the available pool of workers and ease the hiring challenges businesses have reported. As of April, 3.3% of people who were retired a year earlier […]
If you have debt to pay but also want to save for your future, you’ll need to make smart choices about what to do first. Like most people, you have a limited amount of money and must decide what to do with it. This can be a complicated choice if you have debt you’re trying […]
There are many articles that tell you how to increase your score, such as going from fair credit to good credit. But my goal is to show you how to get a high credit score. Not just any score, but a truly high credit score. And you’ll be happy to hear that you don’t need […]
Partial retirement is a consideration for many physicians as they age into their 60s. According to an Association of American Medical College’s report, two out of five practicing US physicians will be older than 65 as this decade continues, and a number of them will be pondering partial retirement from a group practice. Partial retirement affects […]
